I have had the card for 4 years and due to the product type, not eligible for requested CLI's. Currently sits at $500. I have good pay history, so wanted to have the AF credited since I can't get an increase. Not able to get another CAP1 card (declined).
unknown_entity wrote:I wouldn't sweat $19. I got the $29 AF and the 9.9% APR. The welcome packet I got said $0 AF. I called them and talked to them about it and they said they couldn't remove the AF. I'm going to wait a bit and try again. I think they want to keep the AF on the account for at least a year. Then you might be able to negotiate it away.
islandchild82 wrote:Definitely worth calling the backdoor line and requesting that they waive the AF. It's always worth a shot; the worst they can do is say no!