Credit Card Center Advertiser Disclosure

Reply
Frequent Contributor
Posts: 409
Registered: ‎01-20-2012
0 Kudos

Capital One Update Income Info

Hey all, not sure if this is a new feature or not but when I logged into my Capital One account just now it asked me if I wanted to update my account info, including income and employment status. I noticed when I clicked on the link that they had no income or employment status for me listed whatsoever. Of course, there's no guarantee that they really don't have my information on file but I updated it ASAP anyway to account for my most recent W2 statement (which is higher than when I first applied for my two cards).

 

Probably not related to everyone with sub-prime CapOne cards not being able to get an increase outside of the EO but wanted to mention it just in case maybe they're starting to evaluate non-prime accounts again.

Citi Double Cash $16,600 / BofA Cash Rewards Visa Sig $11,000 / Barclaycard Rewards $8,900 / CapOne Platinum $7,450 / BofA BankAmericard Visa $3,500 / eBay MC $5,800 / Discover It $5,000 / Chase Freedom $1,500 / Lowe's $8,500 / JCP MC $6,500 / Walmart $5,000 / Amazon $4,100
Valued Contributor
Posts: 2,792
Registered: ‎03-15-2012
0 Kudos

Re: Capital One Update Income Info

It's been there for a little while, but now they're pushing it once you log in.

Super Contributor
Posts: 7,534
Registered: ‎12-11-2011
0 Kudos

Re: Capital One Update Income Info

I've noticed the option before, but I never got it pushed on a login. 

 

I wonder if that has been the secret to CLIs all along. Smiley Tongue 



Valued Contributor
Posts: 2,792
Registered: ‎03-15-2012
0 Kudos

Re: Capital One Update Income Info

I'm betting it's an inside tool to "weed out" the candidates for "beyond frontline service."

Senior Contributor
Posts: 6,279
Registered: ‎08-16-2012
0 Kudos

Re: Capital One Update Income Info

It just asked me mine too.
And it specifically said something about eligibility for clis.
Chances are, they are doing it for the CARD Act or Dodd-Frank.
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Regular Contributor
Posts: 440
Registered: ‎02-08-2012
0 Kudos

Re: Capital One Update Income Info

Same here.. also said they can use this information for credit line increases.. one can hope!

Goal: 700 and an Amex Card!

Chicks Dig Guys With Good Credit Smiley Happy
Valued Contributor
Posts: 1,139
Registered: ‎01-20-2011
0 Kudos

Re: Capital One Update Income Info

I just logged in hoping they will offer me a CLI from 2250 to 10k or so, nothing Smiley Sad

 

I will check a few weeks later. I have NOT used my C1 for more than 2 years now.

Citi Hilton Reserve 22.3K | Citi Thank You 8.2K | CSP 15.5K | Chase Freedom 10K | Chase BA 15K | Chase United 8.5K | Chase Marriott 5K | Discover IT 9K | Club Carlson 13K | Amex SPG 20K | BofA Cash Rewards 11K | BofA Cash Rewards 50K

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
‡ Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.