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Regular Contributor
ramblin_wreck08
Posts: 181
Registered: ‎08-09-2012
0

Citi Forward changes continue

After being upgraded to Visa Sig and an EMV chip, it appears Citi is trying to do even more to make this an elite card. I just received an email from them offering 5x points on gas, groceries, drugstores, and commuter expenses (?) on the card from now through 3/31. However, it does say earn up to 2,500 additional points through 3/31, so it does seem to be capped very low. Still, the changes keep coming in, and $25 a quarter is a nice bonus. Normally I would be concerned with dilution of card benefits, but Citi seems to keep making this card even better!



What's in my wallet:



Left to right:
NPSL ($10k approved)
$5k (EMV - Chip & PIN)
$7k (Visa Sig + EMV)
$7.5k (WEMC)

Transunion FICO: 709 (8/13/12) -> 740 (9/24/12)
Credit Karma: 772 (11/24/13)
Credit Sesame: 755 (11/5/13)
Valued Contributor
jsickz32
Posts: 1,987
Registered: ‎06-25-2012
0

Re: Citi Forward changes continue

Lol as i was reading this i got the email with this info.
Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Valued Contributor
Duncanrr
Posts: 2,841
Registered: ‎06-08-2012
0

Re: Citi Forward changes continue

Maybe I should app for this card before they raise the credit standards for it :smileywink: (planning on apping for it in June)


Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 710 TU 727 EX 704 CK 719(FAKO-EX 697, EQ 697, TU 697)
Goal Score: 750

Take the FICO Fitness Challenge
Regular Contributor
ramblin_wreck08
Posts: 181
Registered: ‎08-09-2012
0

Re: Citi Forward changes continue

Also just noticed that they removed the limit on the number of points you can earn per year as of 9/2012. I've always used it exclusively for restaurant, movie theatre, and bookstore (I buy a bunch on Amazon) purchases. It might start taking away some of the general spend from my PRG with all these changes and offers.

Duncanrr, I haven't seen the card on their site since they started making these changes. The only Forward I am currently seeing on the site is the student version.



What's in my wallet:



Left to right:
NPSL ($10k approved)
$5k (EMV - Chip & PIN)
$7k (Visa Sig + EMV)
$7.5k (WEMC)

Transunion FICO: 709 (8/13/12) -> 740 (9/24/12)
Credit Karma: 772 (11/24/13)
Credit Sesame: 755 (11/5/13)
Established Contributor
searchingfor67
Posts: 668
Registered: ‎08-02-2011
0

Re: Citi Forward changes continue

How long have you had your card?

TU FICO: 772 (Discover) • Exp FICO: 772 (Citi)

Amex BCP $13K | Amex Costco TE $10.4K | Amex SPG $10.1K | Chase Freedom Visa Signature $15K | Chase Sapphire Preferred Visa Signature $15K | Chase Ink Plus World Elite MC $5K | Citi TY Preferred World MC $10.1K | Citi Forward $10K | Discover IT $9K | JP Morgan Chase Select Visa Signature $9.2K | NFCU Flagship Visa Signature $25K | NFCU LOC $15K | NFL Visa Signature (Saints) $8.1K | USAA Amex $10K | USAA World MC $9K
Established Contributor
FutureBillionaire
Posts: 641
Registered: ‎12-12-2012
0

Re: Citi Forward changes continue

I received this email too.  Doesn't it get 5x points for Netflix, Hulu and others.  Also, doesn't it get points on rhapsody?

Gas: Discover It, Penfed Platinum Rewards x2, Chase freedom, Citi TYP
Plane tickets: CSP
Groceries: AMEX BCP, Penfed Platinum Rewards,Citi TYP
Clothes: Express, Amex BCP, Discover IT
Amazon: Citi Forward, Cash +
Restaurants: Citi Forward, Chase Freedom, Discover IT, CSP
Hotels and other travel: Discover Escape, CSP
Movies: BofA travel rewards visa signature(fandango), Discover IT, Citi Forward, Freedom
Bars, clubs, tomfoolery: CSP, Citi Forward, Discover IT, Freedom
Balance transfers: Kroger 123 rewards
Bill Pay: Chase Ink Plus, Citi Forward,
Everyday spending: Bofa Accelerated cash rewards amex, Discover Escape
Regular Contributor
ramblin_wreck08
Posts: 181
Registered: ‎08-09-2012
0

Re: Citi Forward changes continue

I got the card in December '09 as an MTVU Student card. No credit history aside from 1.5 years of student loans, only $6k in income, and they offered me a $4k limit. About a year or year and a half ago they upgrade me to the regular Forward without a request on my part. After graduating and getting a good job, I asked for a CLI last Semptember and was bumped to $5.5k on a soft pull. Now they've made a whole host of upgrades this past week without a request from me. Talk about growing with you!

- Sorry for lack of quoting. On my iPhone.



What's in my wallet:



Left to right:
NPSL ($10k approved)
$5k (EMV - Chip & PIN)
$7k (Visa Sig + EMV)
$7.5k (WEMC)

Transunion FICO: 709 (8/13/12) -> 740 (9/24/12)
Credit Karma: 772 (11/24/13)
Credit Sesame: 755 (11/5/13)
Senior Contributor
Ron1
Posts: 4,811
Registered: ‎05-23-2009
0

Re: Citi Forward changes continue

I also got 5% cash back on eligible purchases on my Cash Returns Mastercard.

 

Earn 5% Cash Back On Eligible Everyday Purchases!1 - Yahoo! Mail.jpg

Valued Contributor
Duncanrr
Posts: 2,841
Registered: ‎06-08-2012
0

Re: Citi Forward changes continue

I just tried on a nerdwallet link and the app page for it is down.  Only the student version is up.  I hope it didnt get the axe.



Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 710 TU 727 EX 704 CK 719(FAKO-EX 697, EQ 697, TU 697)
Goal Score: 750

Take the FICO Fitness Challenge
Valued Contributor
jsickz32
Posts: 1,987
Registered: ‎06-25-2012
0

Re: Citi Forward changes continue

Aww duncan seems your late to the party lol thank god i didnt pc mine.
Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)

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