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Valued Contributor
Posts: 2,262
Registered: ‎07-23-2012
0

GE walmart/ae soft pulls for cli

i just got a letter for a cli i requested. is it a fico? 
it says range 300-850 so im assuming it is. transunion pull

it may be an old pull, but it sure does give me hope. 

Current: Discover Fico 682 1/15 Walmart Fico 684 1/15

Inquiries (24 Months): EQ 4 TU 1 EX 5 | Most Recent: 09/26/2014
Over 12 Months:6


2014 Goals:
Lower Utility
47%(OUCH!!)
Freedom Signature

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$2900
Citi Diamond Preferred$6000
Citizens Mastercard$7000
Valued Contributor
Posts: 1,901
Registered: ‎06-16-2012
0

Re: GE walmart/ae soft pulls for cli


creditnocash wrote:

i just got a letter for a cli i requested. is it a fico? 
it says range 300-850 so im assuming it is. transunion pull

it may be an old pull, but it sure does give me hope. 


yes it is...i think GE does all approvals, SP and CLI using the TU08 Fico model.

Cards: (Chase x6) (Citi x7) (Amex x5) (BofA x3) (US Bank x3) (Barclays x3) (WF x3) (Cap1 x3) (Synch x3) (Penfed x2) (Discover, Nasa ,Diners x1)





Valued Contributor
Posts: 2,262
Registered: ‎07-23-2012
0

Re: GE walmart/ae soft pulls for cli

alright thanks. Yeah letter said 748 but this month my score was 753 so yeah. Basically listed reasons same as amex. I just don't get carrying balances around (20% utilization) is making my score go higher lol. 

 

Apparently according to amex and walmart, I will get denied for cards and cli until more then half way through my auto loan, as its a reason ive been denied (loan balance to high too amount)

Current: Discover Fico 682 1/15 Walmart Fico 684 1/15

Inquiries (24 Months): EQ 4 TU 1 EX 5 | Most Recent: 09/26/2014
Over 12 Months:6


2014 Goals:
Lower Utility
47%(OUCH!!)
Freedom Signature

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$2900
Citi Diamond Preferred$6000
Citizens Mastercard$7000

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