cancel
Showing results for 
Search instead for 
Did you mean: 

GE walmart/ae soft pulls for cli

Valued Contributor

GE walmart/ae soft pulls for cli

i just got a letter for a cli i requested. is it a fico? 
it says range 300-850 so im assuming it is. transunion pull

it may be an old pull, but it sure does give me hope. 

Current: Discover Fico 709 3/15 Walmart Fico 743 4/15

Inquiries (24 Months): EQ 6 TU 1 EX 6 | Most Recent: 4/09/2015
Over 12 Months:9


2015 Goals:
Lower Utility
Earn Cash Back

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$7,400
Citi DC $10,000
Citizens Mastercard$7,000
Message 1 of 3
2 REPLIES
Valued Contributor

Re: GE walmart/ae soft pulls for cli


creditnocash wrote:

i just got a letter for a cli i requested. is it a fico? 
it says range 300-850 so im assuming it is. transunion pull

it may be an old pull, but it sure does give me hope. 


yes it is...i think GE does all approvals, SP and CLI using the TU08 Fico model.

gardening since 5/21/2016
Message 2 of 3
Valued Contributor

Re: GE walmart/ae soft pulls for cli

alright thanks. Yeah letter said 748 but this month my score was 753 so yeah. Basically listed reasons same as amex. I just don't get carrying balances around (20% utilization) is making my score go higher lol. 

 

Apparently according to amex and walmart, I will get denied for cards and cli until more then half way through my auto loan, as its a reason ive been denied (loan balance to high too amount)

Current: Discover Fico 709 3/15 Walmart Fico 743 4/15

Inquiries (24 Months): EQ 6 TU 1 EX 6 | Most Recent: 4/09/2015
Over 12 Months:9


2015 Goals:
Lower Utility
Earn Cash Back

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$7,400
Citi DC $10,000
Citizens Mastercard$7,000
Message 3 of 3