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Frequent Contributor
JonStur
Posts: 355
Registered: ‎12-25-2010

Re: GOTTA be a typo, LOL!!!!


thom02099 wrote:

CreditEd wrote:

What do you suppose is the correct balance, 100,000? Have you called or checked the website to see if the electronic account info is consistent? AMEX is good for giving NPSLs right? An NPSL at least in theory should be worth even more.... 

 

Make sure that you go out and get a bottole of Champaigne...


I checked my Clear account, it does show the $10K credit limit, which is what I had expected it to show. :smileytongue:

 


Darn...I was planning to hit u up for a loan...oh well...


Starting Score: TU 686 EX 641 EQ 690
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Established Contributor
thom02099
Posts: 803
Registered: ‎08-30-2011

Re: GOTTA be a typo, LOL!!!!

[ Edited ]

Queue  Bruno Mars....


"I wanna be a billionaire so freakin'  bad...."  :manlol:

 


In The Garden 02/01/13
TU(TU04)=813 EQ(BEACON 9.0)=803 EX=756(4/2013) CL=$123,650 TOTAL/UTIL= ~5%
Valued Contributor
creditnocash
Posts: 1,922
Registered: ‎07-23-2012

Re: GOTTA be a typo, LOL!!!!


JonStur wrote:

thom02099 wrote:

CreditEd wrote:

What do you suppose is the correct balance, 100,000? Have you called or checked the website to see if the electronic account info is consistent? AMEX is good for giving NPSLs right? An NPSL at least in theory should be worth even more.... 

 

Make sure that you go out and get a bottole of Champaigne...


I checked my Clear account, it does show the $10K credit limit, which is what I had expected it to show. :smileytongue:

 


Darn...I was planning to hit u up for a loan...oh well...


i wonder what interest rate he'd give you!

Current: EQ FICO 690, TU FICO 692, Walmart TU 737 EX FICO 726 Amex Pull(1/1/13)

Starting total revolving credit: $2600 | Current total revolving credit: $21,600

Inquiries (12 Months): EQ 6 TU 4 EX 5 | Most Recent: 8/30/2012


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New Contributor
cardslayer
Posts: 71
Registered: ‎01-08-2008

Re: GOTTA be a typo, LOL!!!!

Can't wait to see if they report it as $1m. Who knows, the department that generated the email could be providing the data that is sent to the bureaus. Make sure you update us OP!

 

On a side note, I thought limits in excess of $50k were not counted towards the rest of your limits, nor were the balances counted, meaning a high CL account is worth nothing to your actual UTIL numbers? I could be wrong, as I don't actually have any such limits myself, but remember reading it :smileyhappy:

Moderator
Revelate
Posts: 4,289
Registered: ‎12-30-2011

Re: GOTTA be a typo, LOL!!!!

[ Edited ]

cardslayer wrote:

Can't wait to see if they report it as $1m. Who knows, the department that generated the email could be providing the data that is sent to the bureaus. Make sure you update us OP!

 

On a side note, I thought limits in excess of $50k were not counted towards the rest of your limits, nor were the balances counted, meaning a high CL account is worth nothing to your actual UTIL numbers? I could be wrong, as I don't actually have any such limits myself, but remember reading it :smileyhappy:


There's a limit on some revolving accounts (lines of credit specifically) that kicks in around the $35K mark where they are counted as installment loans instead of revolving accounts.  I don't know if this applies as well to credit cards, limits north of 25K are pretty rare, and north of 30K are like finding a wildebeast in downtown Los Angeles.

 

There are a few people on this forum who may have a limit north of 35K on one of their credit cards, will be interesting to see if they post on this topic specifically.


Starting Score: EQ 561, TU 567, EX 599* (12/30/11, EX lender pull 12/29/11)
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Moderator
webhopper
Posts: 6,772
Registered: ‎09-16-2011

Re: GOTTA be a typo, LOL!!!!


RyVision wrote:

webhopper wrote:
Way too much luv on these here forums... I am somewhat uncomfortable with excessive displays of emotions :smileysurprised:

 

Webs!   Pull my finger!  :smileylol:

 

 

Feel betta?  :smileywink:  :smileylol:


 

Yes omg much better!!

Starting Score: 08/29/2011 TU 671 EQ 674
Current Score (myFico + Amex): April 2013 TU 754 EQ 694 EX 694
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Moderator
Shogun
Posts: 7,374
Registered: ‎04-15-2011

Re: GOTTA be a typo, LOL!!!!

Congrats on your CL of $1,000,000!    OK,, I know there's is a typo, but how often will I get to type that in?   Would be interesting if it reported that way.  Talk about a util changer!


Starting Score: 504

Current Score: EQ FICO 819, TU08 775, EX "Who Knows?" Quizzle 756
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Established Contributor
thom02099
Posts: 803
Registered: ‎08-30-2011

Re: GOTTA be a typo, LOL!!!!


Shogun wrote:

Congrats on your CL of $1,000,000!    OK,, I know there's is a typo, but how often will I get to type that in?   Would be interesting if it reported that way.  Talk about a util changer!


Thanks! 

 

Got the Clear card as a basic, no frills card to add my kids on as AU.   Hope my son doesn't go and charge that Porsche that he's had his eye on!   Talk about adding perks!!!   :smileywink:


In The Garden 02/01/13
TU(TU04)=813 EQ(BEACON 9.0)=803 EX=756(4/2013) CL=$123,650 TOTAL/UTIL= ~5%

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