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Established Contributor
JonStur
Posts: 905
Registered: ‎12-25-2010
0

Re: GOTTA be a typo, LOL!!!!


thom02099 wrote:

CreditEd wrote:

What do you suppose is the correct balance, 100,000? Have you called or checked the website to see if the electronic account info is consistent? AMEX is good for giving NPSLs right? An NPSL at least in theory should be worth even more.... 

 

Make sure that you go out and get a bottole of Champaigne...


I checked my Clear account, it does show the $10K credit limit, which is what I had expected it to show. :smileytongue:

 


Darn...I was planning to hit u up for a loan...oh well...


Starting Score: TU 686 EX 641 EQ 690
Current Score: TU 779 EX 767 EQ 740
Goal Score: 800 Club

BCE $12.5K, 5/3 Sig $10K, Wally Discover 10K, Cash+ $9K Sam's Discover 10K, Freedom $6K, Zales $5.5K, More $5K, Cap one $5K, Barclay 2.5K, Household Plat $1.5K, Household Gold $1.5K, Credit One $1K, First Premier Plat $.675K First Premier Gold $.65K
Valued Contributor
thom02099
Posts: 1,326
Registered: ‎08-30-2011
0

Re: GOTTA be a typo, LOL!!!!

[ Edited ]

Queue  Bruno Mars....


"I wanna be a billionaire so freakin'  bad...."  :manlol:

 

AMEX Gold NPSL / AMEX Zync NPSL / AMEX Blue Cash Preferred $14K / Bank of America Cash Rewards Signature Visa $15K / Merrill Lynch Plus Signature Visa $15K / Wells Fargo Propel 365 $15K / Chase Sapphire Preferred Signature Visa $10K / J P Morgan Select Signature Visa $10K / Chase Slate Visa $6K / CITI Diamond Preferred MasterCard $13.2K / Discover IT $10.5K / IberiaBank Select Visa $8K / 1st Command Bank Platinum Visa $7.5K // Home Depot $9.7K / Lowes $10K

EX = 768 EQ = 828 TU = 834 - June/2014
Valued Contributor
creditnocash
Posts: 2,255
Registered: ‎07-23-2012
0

Re: GOTTA be a typo, LOL!!!!


JonStur wrote:

thom02099 wrote:

CreditEd wrote:

What do you suppose is the correct balance, 100,000? Have you called or checked the website to see if the electronic account info is consistent? AMEX is good for giving NPSLs right? An NPSL at least in theory should be worth even more.... 

 

Make sure that you go out and get a bottole of Champaigne...


I checked my Clear account, it does show the $10K credit limit, which is what I had expected it to show. :smileytongue:

 


Darn...I was planning to hit u up for a loan...oh well...


i wonder what interest rate he'd give you!

Current: Discover Fico 689 9/14 Walmart Fico 689 9/14

Inquiries (24 Months): EQ 3 TU 0 EX 0 | Most Recent: 09/26/2014


2014 Goals:
Lower Utility
47%(OUCH!!)
Freedom Signature

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$2900
Citi Diamond Preferred$6000
Citizens Mastercard$7000
Contributor
cardslayer
Posts: 82
Registered: ‎01-08-2008
0

Re: GOTTA be a typo, LOL!!!!

Can't wait to see if they report it as $1m. Who knows, the department that generated the email could be providing the data that is sent to the bureaus. Make sure you update us OP!

 

On a side note, I thought limits in excess of $50k were not counted towards the rest of your limits, nor were the balances counted, meaning a high CL account is worth nothing to your actual UTIL numbers? I could be wrong, as I don't actually have any such limits myself, but remember reading it :smileyhappy:

Moderator
Revelate
Posts: 9,485
Registered: ‎12-30-2011
0

Re: GOTTA be a typo, LOL!!!!

[ Edited ]

cardslayer wrote:

Can't wait to see if they report it as $1m. Who knows, the department that generated the email could be providing the data that is sent to the bureaus. Make sure you update us OP!

 

On a side note, I thought limits in excess of $50k were not counted towards the rest of your limits, nor were the balances counted, meaning a high CL account is worth nothing to your actual UTIL numbers? I could be wrong, as I don't actually have any such limits myself, but remember reading it :smileyhappy:


There's a limit on some revolving accounts (lines of credit specifically) that kicks in around the $35K mark where they are counted as installment loans instead of revolving accounts.  I don't know if this applies as well to credit cards, limits north of 25K are pretty rare, and north of 30K are like finding a wildebeast in downtown Los Angeles.

 

There are a few people on this forum who may have a limit north of 35K on one of their credit cards, will be interesting to see if they post on this topic specifically.

Starting Score: EQ 561, TU 567, EX 599* (12/30/11, EX lender pull 12/29/11)
Current Score: EQ 04 673, EQ 8 707, TU 720, EX 702* (09/02/14, EX older)
Goal Score: 700 on EQ '04 (01/01/15)


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Moderator Emeritus
webhopper
Posts: 7,230
Registered: ‎09-16-2011
0

Re: GOTTA be a typo, LOL!!!!


RyVision wrote:

webhopper wrote:
Way too much luv on these here forums... I am somewhat uncomfortable with excessive displays of emotions :smileysurprised:

 

Webs!   Pull my finger!  :smileylol:

 

 

Feel betta?  :smileywink:  :smileylol:


 

Yes omg much better!!

Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
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Moderator
Shogun
Posts: 12,952
Registered: ‎04-15-2011
0

Re: GOTTA be a typo, LOL!!!!

Congrats on your CL of $1,000,000!    OK,, I know there's is a typo, but how often will I get to type that in?   Would be interesting if it reported that way.  Talk about a util changer!


Starting Score: 504

July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+

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Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
Valued Contributor
thom02099
Posts: 1,326
Registered: ‎08-30-2011
0

Re: GOTTA be a typo, LOL!!!!


Shogun wrote:

Congrats on your CL of $1,000,000!    OK,, I know there's is a typo, but how often will I get to type that in?   Would be interesting if it reported that way.  Talk about a util changer!


Thanks! 

 

Got the Clear card as a basic, no frills card to add my kids on as AU.   Hope my son doesn't go and charge that Porsche that he's had his eye on!   Talk about adding perks!!!   :smileywink:

AMEX Gold NPSL / AMEX Zync NPSL / AMEX Blue Cash Preferred $14K / Bank of America Cash Rewards Signature Visa $15K / Merrill Lynch Plus Signature Visa $15K / Wells Fargo Propel 365 $15K / Chase Sapphire Preferred Signature Visa $10K / J P Morgan Select Signature Visa $10K / Chase Slate Visa $6K / CITI Diamond Preferred MasterCard $13.2K / Discover IT $10.5K / IberiaBank Select Visa $8K / 1st Command Bank Platinum Visa $7.5K // Home Depot $9.7K / Lowes $10K

EX = 768 EQ = 828 TU = 834 - June/2014

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