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Member
Posts: 7
Registered: ‎03-25-2007
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HAS ANYONE HEARD OF EGG VISA CARD?

 
Member
Posts: 7
Registered: ‎03-25-2007
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Re: HAS ANYONE HEARD OF EGG VISA CARD?

I am sorry they sent me an email saying I could get 0% interest for up to 15 months and an APR at 16.99%.  I had never heard of the company and I wanted to see if anyone elso had heard of them. 
 
Thanks
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Re: HAS ANYONE HEARD OF EGG VISA CARD?

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Credit Profile -
FICO 08 Scores (03-26-2015): EQ 814, EX 817, TU 822
All three scores were 850. Lost points for not having an open installment TL. So, BE WARNED!!!!!
Credit History: 26 years ~ AAoA: 13 years ~ Util: 1% ~ Inqs: EX 1, EQ 1

Credit Cards: Amex BCP ~ Amex Clear ~ Amex Platinum ~ Barclay Ring Mastercard ~ Chase Freedom Visa ~ CITI Dividend Platinum World Mastercard ~ FIA Fidelity Investment Platinum Visa ~ First Hawaiian Bank Gold Visa
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Posts: 640
Registered: ‎03-28-2008
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Re: HAS ANYONE HEARD OF EGG VISA CARD?

Hmm... I'm guessing they're the same Egg I had a card with years ago (late 1990s) in the UK - surely there can't be more than one CCC called Egg out there!?

If it is the same company... the card I had was pretty good, high CL, zero percent introductory rate, etc etc etc - Egg was a very popular card at the time. They were part of Prudential - I just Googled to see if that's still the case and it turns out they've now been bought by Citi, which might explain why (if indeed it is them) they're sending out offers in the US now.

Word of warning, though... they were in the news a few months back for, if I remember right, reducing CLs and cancelling cards all over the place. Egg claimed they were carrying out this action against 'high risk' customers... only for there to be a flood of outrage from CLD'd customers who never carried a balance, had never been overlimit, etc etc - ie the unprofitable ones! (See here, for example).
EQ: 723 / TU: 760 (August 2009)
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Posts: 2,791
Registered: ‎03-18-2007
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Re: HAS ANYONE HEARD OF EGG VISA CARD?

[ Edited ]


soutaham2018 wrote:
I am sorry they sent me an email saying I could get 0% interest for up to 15 months and an APR at 16.99%.  I had never heard of the company and I wanted to see if anyone elso had heard of them. 
 
Thanks


I've only heard of them in the UK - here are a couple of stories on some UK customers' experiences with them earlier this year:
 
 
Edited to add:  Fevmlo beat me to it, partially!  :smileyvery-happy:


Message Edited by scapegrace13 on 09-03-2008 04:21 PM
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02/12/09 EX: 701 / 02/08/10 EQ: 719 / 02/08/10 TU: 723

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Member
Posts: 7
Registered: ‎03-25-2007
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Re: HAS ANYONE HEARD OF EGG VISA CARD?

Thank you fevmlo, your information was very helpful.  I didn't think to Google them but I will now to get more info.  Thanks again!!!
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