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Wells Fargo CLI

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Anonymous
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Wells Fargo CLI

So there doesn't seem to be a lot of interest in WF credit products on here and I figured I would speak of my experiences with them.

 

They were the first to give me a credit card as a student with almost no incomes (3.2k at the time) they gave me a limit of 1000 when no one else would touch me. A few months later I called for a CLI and they approved me for 1500, and today I called again and got bumped to 2200

 

CLI's with WF are soft pulls and there is no time limit between CLI requests. (about 4 months since I last had a CLI)

 

Since I started March of last year I now have a Zync NPSL, Citi Div PlatSelect MC and as soon as my WF CLI reflects on reports I will apply for Amex Delta Gold Smiley Very Happy

 

Sooo thank you WF for getting me started

Message 1 of 17
16 REPLIES 16
Happychap
Frequent Contributor

Re: Wells Fargo CLI

I have a WF card but it says on their site that you have to wait at least 12 months to requet a cli. I always thought it was an HP for cli fro mreading. So you saying its a SP?

Message 2 of 17
Anonymous
Not applicable

Re: Wells Fargo CLI

Congrats

Message 3 of 17
Anonymous
Not applicable

Re: Wells Fargo CLI

yup, just call the number on the back of your card and ask for a softpull cli. They counter offer so ask a liitle more then you think you could get...

I've gotten 2 cli in less them a year, both were soft pulls. Not sure why the website says 1 year.
Message 4 of 17
Anonymous
Not applicable

Re: Wells Fargo CLI

Congratulations, nice increases! Smiley Happy

 

FWIW, I just got a WF Rewards Visa a few months ago. They gave me a $7000 starting CL, which is my highest to date. So, no complaints from me. Smiley Happy

Message 5 of 17
Anonymous
Not applicable

Re: Wells Fargo CLI

Yup their pretty solid.

 

I've heard rumors that they may be expanding their credit division this year to compete better, so here's to hoping for a nice rewards card like US Bank Cash+ I can PC to Smiley Tongue

Message 6 of 17
Anonymous
Not applicable

Re: Wells Fargo CLI


@Anonymous wrote:

Yup their pretty solid.

 

I've heard rumors that they may be expanding their credit division this year to compete better, so here's to hoping for a nice rewards card like US Bank Cash+ I can PC to Smiley Tongue


 

Oh, I could simply convert my existing account, I'd love that! Their rewards are pretty so-so, so it would make sense that they would come out with a product that's more competitive. Here's hoping...

Message 7 of 17
Anonymous
Not applicable

Re: Wells Fargo CLI

Called today... 

 

Soft Pull went from $700 to $900 (my smallest limit of any card) 

 

I have my checking, savings, 401K, mortgage, brokerage, and this credit card with Wells. 

 

Started 12/11 with a $500 limit and have went to $900 after 13 months.... 

 

Oh well, at least there is no fee and it was only a soft pull... back to the sock drawer it goes. 

Message 8 of 17
tennisfan78
Established Contributor

Re: Wells Fargo CLI


@Anonymous wrote:

Called today... 

 

Soft Pull went from $700 to $900 (my smallest limit of any card) 

 

I have my checking, savings, 401K, mortgage, brokerage, and this credit card with Wells. 

 

Started 12/11 with a $500 limit and have went to $900 after 13 months.... 

 

Oh well, at least there is no fee and it was only a soft pull... back to the sock drawer it goes. 


Wow, with so much banking relationship, it is kind of ridiculous to see that small CLI.


Starting Score: EQ=665,TU=618 on Oct 9,2010
EQ=702,TU=725 on Apr 11, 2012 EQ=705 on Oct 31, 2012 Current Score: EQ=702, TU=714 on Dec 8, 2012
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Message 9 of 17
ObeyJohnny12
Established Contributor

Re: Wells Fargo CLI

@hammer23

Was it automated or did you speak to a rep.
Wells Fargo Secured - 7k
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Rebuilding One Day At A Time.
Message 10 of 17
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