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So there doesn't seem to be a lot of interest in WF credit products on here and I figured I would speak of my experiences with them.
They were the first to give me a credit card as a student with almost no incomes (3.2k at the time) they gave me a limit of 1000 when no one else would touch me. A few months later I called for a CLI and they approved me for 1500, and today I called again and got bumped to 2200
CLI's with WF are soft pulls and there is no time limit between CLI requests. (about 4 months since I last had a CLI)
Since I started March of last year I now have a Zync NPSL, Citi Div PlatSelect MC and as soon as my WF CLI reflects on reports I will apply for Amex Delta Gold ![]()
Sooo thank you WF for getting me started
I have a WF card but it says on their site that you have to wait at least 12 months to requet a cli. I always thought it was an HP for cli fro mreading. So you saying its a SP?
Congrats
Congratulations, nice increases! ![]()
FWIW, I just got a WF Rewards Visa a few months ago. They gave me a $7000 starting CL, which is my highest to date. So, no complaints from me. ![]()
Yup their pretty solid.
I've heard rumors that they may be expanding their credit division this year to compete better, so here's to hoping for a nice rewards card like US Bank Cash+ I can PC to ![]()
@Anonymous wrote:Yup their pretty solid.
I've heard rumors that they may be expanding their credit division this year to compete better, so here's to hoping for a nice rewards card like US Bank Cash+ I can PC to
Oh, I could simply convert my existing account, I'd love that! Their rewards are pretty so-so, so it would make sense that they would come out with a product that's more competitive. Here's hoping...
Called today...
Soft Pull went from $700 to $900 (my smallest limit of any card)
I have my checking, savings, 401K, mortgage, brokerage, and this credit card with Wells.
Started 12/11 with a $500 limit and have went to $900 after 13 months....
Oh well, at least there is no fee and it was only a soft pull... back to the sock drawer it goes.
@Anonymous wrote:Called today...
Soft Pull went from $700 to $900 (my smallest limit of any card)
I have my checking, savings, 401K, mortgage, brokerage, and this credit card with Wells.
Started 12/11 with a $500 limit and have went to $900 after 13 months....
Oh well, at least there is no fee and it was only a soft pull... back to the sock drawer it goes.
Wow, with so much banking relationship, it is kind of ridiculous to see that small CLI.