Credit Cards

turn on suggestions Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type.
Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type.
Reply
Topic Options
Valued Member
angeldaria
Posts: 39
Registered: ‎09-09-2010

What CRA does Home Depot pull for credit

Options

‎05-27-2011 02:35 PM

 

I was interested in applying for a home depot card but am not sure what CRA they use to pull for credit.  I am in Ohio if this helps any.

 

Thanks in advance

Starting Score: TU 617 EQ 625
Current Score: TU 722(11/30/11) EQ 687 (11/21/11) EX 703 (lender pull, 11/19/11)
Goal Score: TU 700 EQ 700

Take the FICO Fitness Challenge
Message 1 of 4 (1,066 Views)
 
Reply
Valued Contributor
tray
Posts: 1,112
Registered: ‎01-29-2008

Re: What CRA does Home Depot pull for credit

Options

‎05-27-2011 07:26 PM

Sometimes you really can't tell, you can go to the website "who gave me credit" and look up your state and see what is posted for people who app'd with home depot, i went on this site I live in MA and all the home depot apps stated EX was pulled, when I app'd at home depot yesterday my EQ report was pulled, so like I said you never know.  If your credit reports are decent you should do okay, good luck.

 

Also, home depot may be trying to lure new customers in this holiday weekend, they have the promotion with new customers 10% off, or 24 month interest free financing for purchases over $599.00.

Starting Score: EQ 546 TU 566
Current Score: EQ 709TU 08 737 EX 703 PLUS SCORE Need to Garden/New Accounts
Goal Score: 800
Message 2 of 4 (1,040 Views)
 
Reply
Contributor
sleephla541
Posts: 91
Registered: ‎01-28-2010

Re: What CRA does Home Depot pull for credit

Options

‎05-29-2011 03:43 PM

I can't tell you based off of your state, but I'm in Oregon and they pulled both EQ and TU when I got the card three months ago.  Horrible APR (23%) but financing timeframe is great.  

Starting Score (02/01/10): EQ 591, TU 632
Current Score (03/02/11): EQ 765, TU 734
Goal Score by 2011: 775

Take the FICO Fitness Challenge
Message 3 of 4 (993 Views)
 
Reply
Frequent Contributor
OnTheRebound
Posts: 345
Registered: ‎08-05-2009

Re: What CRA does Home Depot pull for credit

Options

‎05-29-2011 06:21 PM

They pulled EQ for me when I applied and TU when I requested a CLI. I'm in CA.

Message 4 of 4 (969 Views)
 
Reply

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
www.myfico.com is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+