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the magical people. cap one and chase

Frequent Contributor

the magical people. cap one and chase

Just got approved for the cap one card 500 limit.
Disney chase pre approval .
Should I pull? This is one of the cards I wanted.
I didnt think I met the criteria.

What if I app and get denied? Can I re con?
On my phone apologies for the errors.



Starting Score: 501 EX FAKO
Current Score: 745TU Fico
Current Score:714EQ Fico
Current Score: 742 fico


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7 REPLIES
Valued Contributor

Re: the magical people. cap one and chase

Chase is pretty good on recon.  Hard to say if you should pull the trigger on it or not without knowing the rest of your profile.

Ch 7 Discharge 3/12/2018
Credit One $500, Wayfair $3,500

AU Cards: CSP $34.2k; Chase Marriott $20k; Citi TY $8.5k; Barclays Arrival+ $15k
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Frequent Contributor

Re: the magical people. cap one and chase

Yeah. Im in the garden ill stay there before I am caught wondering off
On my phone apologies for the errors.



Starting Score: 501 EX FAKO
Current Score: 745TU Fico
Current Score:714EQ Fico
Current Score: 742 fico


Take the FICO Fitness Challenge
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Established Contributor

Re: the magical people. cap one and chase

That Chase Disney card is fairly hard to get I believe. Someone can correct me of course.
Also, it really does not match up to the Freedom very well. I think the Freedom rewards scheme is superior.
Chase is notoriously good on Recons so I would imagine Reconing any of their stuff will be possible.
YMMV of course but check out the rewards on the Freedom card.
The Disney card is sorta gimmicky and really, I think is intended for folks who frequent their parks and or travel via Disney.

NFCU #1 Fan!! NO MOAR APPS TIL 10/13 Minimum!!
TU -746, EX - 721, EQ -745
Cards:NFCU Flag Visa Sig $10000, CSP $8500, AMEX BCP $2000 Freedom $3500, Disc IT $5000, Cap 1 Green $2100, Credit 1 CLOSED! AU on Amex Green, Discover $2000, Cap One Plat $1000
Message 4 of 8
Frequent Contributor

Re: the magical people. cap one and chase

Wandering*
On my phone apologies for the errors.



Starting Score: 501 EX FAKO
Current Score: 745TU Fico
Current Score:714EQ Fico
Current Score: 742 fico


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Frequent Contributor

Re: the magical people. cap one and chase

That would explain why I got the letter. Went there for summer vacation
On my phone apologies for the errors.



Starting Score: 501 EX FAKO
Current Score: 745TU Fico
Current Score:714EQ Fico
Current Score: 742 fico


Take the FICO Fitness Challenge
Message 6 of 8
Valued Contributor

Re: the magical people. cap one and chase

I have the Disney Premier card and love it. Then again I go to Disney several times a month. If you plan a big vacation to Disney or a cruise with them etc, it's a good card to have.

I applied for it just over a year ago and got declined with a score in the low 700's but high utilization. (About 80%). Only reason for denial was the util. Hard to recon that one.
I paid it down to 30% and re-applied about six months later and got approved with a nice CL.

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 832 EX 783 TU 816
App free since 9/15/15
Message 7 of 8
Regular Contributor

Re: the magical people. cap one and chase

Disney several times a month? Awesome


EQ 733 3/3/13 GOAL: 800 Merrill Lynch Merrill+ $12,500 | AMEX BCE 6K | AMEX PRG NPSL | CSP 6K | Freedom 5K | Discover IT 5K | HVFCU 10K | American Eagle Visa 5K | Citi Thank You Preferred 6,100

In the garden since 4/22/13 | Hating on Capital One since '09
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