Credit Card Center Advertiser Disclosure

New Member
Posts: 11
Registered: ‎06-24-2007
0 Kudos

Help ???

I have a GE money platinum business card that I just noticed was reported 30 days past due on my Experian. I just pulled my Equifax as well and this account is not listed on there and my score is 749, but my Experian has dropped form the 700's to 604!!!!!  First why such a huge drop?? This is my first 30 days past due ever. Plus I thought a business credit card did not show up on your personal credit report??   Also the "supervisor" from GE called me and said I needed to make a payment as the day he called me it was the day of the new billing cycle and I needed to make a payment befroe 3:00 which I did. I realize I was late but I made that payment. Any suggestions?
Moderator Emeritus
Posts: 9,252
Registered: ‎03-19-2007
0 Kudos

Re: Help ???

GW letter or keep asking for someone higher up til you get the results you want.
Established Contributor
Posts: 630
Registered: ‎06-20-2007
0 Kudos

Re: Help ???

If you gave your SS# when you applied for the card...chances are you have personally garenteed the card and if there is a neg. they will sometimes report it to the CRA's
9/18/08 TU=707 EQ=706 EX=702
Super Contributor
Posts: 8,198
Registered: ‎03-25-2007
0 Kudos

Re: Help ???

And the computer just LOVES clobbering a high score and perfect record with a single blemish.  It is nasty that way  Smiley Very Happy
The slide from grace is really more like gliding
And I've found the trick is not to stop the sliding
But to find a graceful way of staying slid

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
‡ Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.