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Regular Contributor
randaljon
Posts: 229
Registered: ‎02-15-2011

Equifax problems.

Has anyone had issues with Equifax failing to report all their credit lines? They are failing to report 3 of my best credit lines. Been a year now I been trying to get them to update my file. It's been split and often it's "unavailable". My credit union recently was unable to pull my Equifax when I asked for a credit limit increase. I called Equifax and they are really no help. I have a BBB complaint going now.


Starting Scores(Jan/2011): EQ 564 TU 538 EXP 576
Current Score: EQ 692 TU 728 EXP 710 (Quizzle FAKO)Goal Score: 720


Wallet: Grow Visa 500, Capital One MC 2000, Capital One MC 1250, Paypal MC 3000, Jared 10500, Kay 2000, Walmart 2050, TJX Rewards 1200
Regular Contributor
Mondavi
Posts: 221
Registered: ‎06-12-2012

Re: Equifax problems.

Sent you a PM....

New Visitor
Gerda
Posts: 1
Registered: ‎06-03-2014

Re: Equifax problems.

OMG, that's horrible and I think we are in a simmilar situation, despite we should have very good credit>
Good Morning, I'm wondering if you could help with an issue on my husbands credit report. We tried to apply for a farm loan and were told they could only pull my Equifax report and that his does not show any entries for at least 7 years and it does not show a FICO score. We thought there was a problem on the lenders end and tried it at our own bank. We were sitting with the bank manager and she tried to pull the credit record, no entries nor a score there either. We ended up ordering a report and found that all newer entries, as car payments, mortgage, student loan, and credit cards come up in the "dispute" section but not in the actual credit history. This is very damaging for us and attempts to resolve it with Equifax have not lead to any luck, they don't understand what our problem is.

Valued Contributor
baller4life
Posts: 2,393
Registered: ‎09-13-2013

Re: Equifax problems.

[ Edited ]

This is an old thread. Sending you pm info to Executive Office! CSRs can't/won't help you. This has been an ongoing problem with Equifax! :smileymad:



GARDENING SINCE: 7/8/14 EQ: N/A EX: 674 TU: 709
MY WALLET: $10k NFCU CASH REWARDS|$10k BOA CASH REWARDS|$7k DISCOVER IT
$5k AMAZON|$3k AMEX DELTA SKYMILES|$2500 CHEVRON|$1500 WALMART|$500 BARCLAYS REWARDS
Frequent Contributor
TRC_WA
Posts: 485
Registered: ‎02-08-2014

Re: Equifax problems.

[ Edited ]

Agreed. Equifax CSRs are worthless. I had a dispute a couple months back and literally spent 2 hours on the phone being transferred back and forth between 5 different departments before I got the answer I was asking for.

I'd rather sleep on hot coals than talk to them again.



BK 13 filed 4-2009 discharged 5-2013 / myFICO 6-2014 EQ: 687 TU: 657 EX: 680
$2000 Cap One QS MC / $750 Cap One QS MC / $1800 Citi Best Buy / $2200 Barclay Apple Visa / $7500 Care Credit
$500 Chevron gas / $500 76 gas / $700 Walmart / $8500 BECU Rewards Visa / $20k 3.99% BECU auto loan
CC UTIL: 28% / 2014 inquiries: 2 (3/24 & 6/13 TU) / Gardening since 6-13-2014!!!
Valued Contributor
baller4life
Posts: 2,393
Registered: ‎09-13-2013

Re: Equifax problems.

Right ON!


GARDENING SINCE: 7/8/14 EQ: N/A EX: 674 TU: 709
MY WALLET: $10k NFCU CASH REWARDS|$10k BOA CASH REWARDS|$7k DISCOVER IT
$5k AMAZON|$3k AMEX DELTA SKYMILES|$2500 CHEVRON|$1500 WALMART|$500 BARCLAYS REWARDS

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