12-09-2008 12:30 PM
Great news folks! I received a positive letter back from Bank of America stating that they will report an updated version of my account to remove the 1 30-day late payment I had back in 2004! I also received a letter from Citi asking for my social security number and the account number for a Citi card that I had late payments with!
The address for the Bank of America reply was:
PO Box 15128
Wilmington, DE 19850-5128
Keep up the faith!
03-05-2009 04:48 PM
03-05-2009 05:19 PM
llecs wrote:llecs:CapOne - unchangedVerizon Wireless - accepted a PFD. Pd already. They confirmed that they will delete in 72 hrs.Americredit - unchangedAFNI - deletedMy scores have gone up about 30-60 points in past month and excludes VZW (to date).DW:No change at all But her scores did go up around 30-40 pts each in July.
CapOne - They have WON the war!!! I give up, but for a reason. The lates (30 and 90, which are two months apart) were/are at 7 yrs old. This is one of my oldest TLs so I decided last fall not to GW them anymore out of fear they would delete. However, on January 1, my 30 day late was remeoved 3 months early off of EQ. I pulled my EX report in February and noticed that it came off 2 months early. On February 28, I pulled EQ FICO and saw that the 90 was still reporting. Since the 90 is two months after the thirty, I was hoping that would be removed too. Sure enough. On March 1, my 90 fell off 3 months early as well. I pulled EQ FICO again and the score dropped 17 points due to being rebucketed (last late). I anticipate the 90 to come off EX on April 1. They weren't reporting on TU.
Verizon Wireless - off in August.
Americredit - sent 3 GWs to remove lates and repo reference in December. No luck. Sent 4 in February. Diud receive a letter saying to call and that CSR said "No". I'll never give up on them.
AFNI - deleted as mentioned.
Still fighting a pd CapOne CO and a med CA. Took no action on these since summer. Nothing else is reporting I don't think.
03-05-2009 05:30 PM
03-06-2009 05:14 AM
I thought Verizon Wireless was tought to get a PFD with. I sent them a PFD too, keeping my fingers crossed for some good news cause I sure could use it.
03-19-2009 12:38 PM
BUMP>>>BUMP>>>BUMP>>> I'm determined to keep this group alive... so everyone using GW's keep posting your news/results here........
As for me, I just got a call from an executive in VZW about a GW I sent through PFB. I have a paid collection on my CR and I beguin them to remove it..... so she just call and told me that she was going to do everything she can and will get back to me..... Working working..LOL
03-20-2009 06:51 AM