Rebuilding Your Credit

[Shogun]

Midland seems to put up more of a fight.  To just drop because of this.  You can try but wouldn't hold my breath.

[xthatgamerguyx]

I'll give it a whirl - Had mine removed from EX and EQ but is still on TU. 

[Raiders1]

Thanks! I'll give it a try, it can't hurt.

[novabama]

I second that...... has ANYONE had any luck with this?!?

[ficojoe]

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novabama wrote:

I second that...... has ANYONE had any luck with this?!?

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I sent those letters when they were posted around the 1st. No reply yet. Midland is the devil.

[acrylic51]

Any updates.....

[Tommy5746]

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DubbaYou wrote:

Has anyone had any luck with this?  I can't get Midland to respond to my PFDs or DVs.  I need help with them and am contemplating filing in small claims court because then they would have to answer.

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Send the letter that I posted to all bureaus that Midland is reporting to. Like I said earlier, the credit bureaus care about FACTS. It wont hurt to try and the letter should do some good... Try it, you have nothing to lose, right?

[xthatgamerguyx]

Mailed my letter out and will let you know the response I get.

[novabama]

sending a similar version too. guess it can't hurt... will let yall know if I hear anything at all.

[DubbaYou]

I sent a similar letter, we'll see if it works.

As a side note, I had a stupid paid medical collection, my copay is $50 so I paid that but apparently they billed $65 and never told me so the $15 went to collection.  I paid it, but the company wouldn't delete.  I wrote to the CRAs and asked them to verify the TL.  If the CA won't respond and verify, the CRAs will delete....TransUnion deleted today!  Since the collection is paid, it's not worth it to the CA to investigate unless they really want to stick it to you.

I simply stated that everything was in error, the date opened, balance, status, and I wanted it ALL verified.  Gone on one..waiting for the others.