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Shogun
Posts: 12,952
Registered: ‎04-15-2011
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Re: How To Remove Midland Credit Management (easy!)

Midland seems to put up more of a fight.  To just drop because of this.  You can try but wouldn't hold my breath.


Starting Score: 504

July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+

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Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
Regular Contributor
xthatgamerguyx
Posts: 118
Registered: ‎07-22-2012
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Re: How To Remove Midland Credit Management (easy!)

I'll give it a whirl - Had mine removed from EX and EQ but is still on TU. 

February 2012: 480 across the board (before I found this site and started working on my scores)
-------------------------------------------------------------------------------
Starting Scores: TU FAKO: 543 (06/16/2012) EX FAKO: 547 (06/16/2012) EQ FAKO: 528 (06/16/2012)
Current Scores:TU FICO: 639 (11/20/2012) EQ FICO: 617 (11/20/2012)
TU FAKO: 606 (8/30/2012) EX FAKO: 574 (09/04/2012) EQ FAKO: 564 (09/30/2012)
Valued Member
Raiders1
Posts: 45
Registered: ‎07-06-2012
0

Re: How To Remove Midland Credit Management (easy!)

Thanks! I'll give it a try, it can't hurt.


Starting Scores:
EQ FICO 648 - TU08 598 - EX FAKO 544 (1/2012)
Current Scores: EQ 703 - TU 767 - EX 710
In My Wallet: AMEX BCE ($15K), Discover It ($10K), USAA World MC ($9K), Walmart ($4.5K), Chase Freedom ($4K)
In the Garden until 1/2015, Last app. 1/14/2014
Frequent Contributor
novabama
Posts: 305
Registered: ‎08-24-2012
0

Re: How To Remove Midland Credit Management (easy!)

I second that...... has ANYONE had any luck with this?!?


Goal Score: 640 Good things come to those who wait.
Good things come to those who work their butt off and never give up.

Removals - Asset Acceptance, Receivable Solutions, LVNV Funding, Enhanced Recovery, Credit Systems Int, Discover Financial, Amchek/Amsher, Financial Adj Services, Chase, Target, AFNI, RJM, Portfolio Rec!
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ficojoe
Posts: 310
Registered: ‎07-21-2012
0

Re: How To Remove Midland Credit Management (easy!)


novabama wrote:

I second that...... has ANYONE had any luck with this?!?


I sent those letters when they were posted around the 1st. No reply yet. Midland is the devil.

Regular Contributor
acrylic51
Posts: 131
Registered: ‎08-05-2012
0

Re: How To Remove Midland Credit Management (easy!)

Any updates.....


Starting Score: 7/12 545 EX (PSECU)
Current Score: 689 EX (PSECU) / EQ 697 / TU 703
Goal Score: 750

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Regular Contributor
Tommy5746
Posts: 440
Registered: ‎02-08-2012
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Re: How To Remove Midland Credit Management (easy!)


DubbaYou wrote:

Has anyone had any luck with this?  I can't get Midland to respond to my PFDs or DVs.  I need help with them and am contemplating filing in small claims court because then they would have to answer.


Send the letter that I posted to all bureaus that Midland is reporting to. Like I said earlier, the credit bureaus care about FACTS. It wont hurt to try and the letter should do some good... Try it, you have nothing to lose, right?

Goal: 700 and an Amex Card!

Chicks Dig Guys With Good Credit :smileyhappy:
Regular Contributor
xthatgamerguyx
Posts: 118
Registered: ‎07-22-2012
0

Re: How To Remove Midland Credit Management (easy!)

Mailed my letter out and will let you know the response I get.

February 2012: 480 across the board (before I found this site and started working on my scores)
-------------------------------------------------------------------------------
Starting Scores: TU FAKO: 543 (06/16/2012) EX FAKO: 547 (06/16/2012) EQ FAKO: 528 (06/16/2012)
Current Scores:TU FICO: 639 (11/20/2012) EQ FICO: 617 (11/20/2012)
TU FAKO: 606 (8/30/2012) EX FAKO: 574 (09/04/2012) EQ FAKO: 564 (09/30/2012)
Frequent Contributor
novabama
Posts: 305
Registered: ‎08-24-2012
0

Re: How To Remove Midland Credit Management (easy!)

sending a similar version too. guess it can't hurt... will let yall know if I hear anything at all.


Goal Score: 640 Good things come to those who wait.
Good things come to those who work their butt off and never give up.

Removals - Asset Acceptance, Receivable Solutions, LVNV Funding, Enhanced Recovery, Credit Systems Int, Discover Financial, Amchek/Amsher, Financial Adj Services, Chase, Target, AFNI, RJM, Portfolio Rec!
Valued Member
DubbaYou
Posts: 44
Registered: ‎06-15-2012
0

Re: How To Remove Midland Credit Management (easy!)

I sent a similar letter, we'll see if it works.

 

As a side note, I had a stupid paid medical collection, my copay is $50 so I paid that but apparently they billed $65 and never told me so the $15 went to collection.  I paid it, but the company wouldn't delete.  I wrote to the CRAs and asked them to verify the TL.  If the CA won't respond and verify, the CRAs will delete....TransUnion deleted today!  Since the collection is paid, it's not worth it to the CA to investigate unless they really want to stick it to you.

 

I simply stated that everything was in error, the date opened, balance, status, and I wanted it ALL verified.  Gone on one..waiting for the others.


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