Rebuilding Your Credit

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Shogun
Posts: 7,374
Registered: ‎04-15-2011

Walmart FICO rebuild

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‎12-12-2012 10:29 AM - edited ‎12-12-2012 10:55 AM

 
 
 Your FICO® Score
As of December 03, 2012
your FICO® Score is:		759
                                                                                                                                                                    
 
  Your FICO® Score History

 

 

 

Starting Score: 504

Current Score: EQ FICO 819, TU08 775, EX "Who Knows?" Quizzle 756
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge
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Frequent Contributor
westo12
Posts: 495
Registered: ‎07-20-2008

Re: Walmart FICO rebuild

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‎12-12-2012 10:43 AM

NICE! :smileyhappy:

2013 Starting: 593 Scores: 617 (EQfico) 658 (EXvant) 640 (TUfico) | Goal scores: 700 - 19 pos TL's / 5 baddies (1 pd) / 40% reported util
My Wallet: BofA 3k | Kay's 2k | Discover/AU 1.5k | Walmart 1k | Emblem 809 | Amazon Store 700 | Paypal BML 600 | Citi/Goodyear 500 | Chase 500 | FPB 425 | Capital One 320 | Target 300 | Capital One 300 | FPB 300
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Established Member
minnie77
Posts: 28
Registered: ‎11-29-2010

Re: Walmart FICO rebuild

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‎12-12-2012 10:55 AM

Like!

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Moderator
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Shogun
Posts: 7,374
Registered: ‎04-15-2011

Re: Walmart FICO rebuild

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‎12-12-2012 10:56 AM

+83 points.  DW's went up 82 points.  Not that I'm competing with her.   lol

 

Starting Score: 504

Current Score: EQ FICO 819, TU08 775, EX "Who Knows?" Quizzle 756
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge
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Regular Contributor
RN67
Posts: 123
Registered: ‎10-01-2012

Re: Walmart FICO rebuild

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‎12-12-2012 11:07 AM

Congratulations!!!

Starting score (9-29-12)= myfico EQ-562, myfico TU-551, Exp.plus-550
Current score= EQ-732, TU-760, Exp-686
Goal score=775 across the board :smileyhappy:
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New Contributor
ficochat
Posts: 51
Registered: ‎03-07-2012

Re: Walmart FICO rebuild

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‎12-12-2012 11:26 AM

way to go!!!

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Established Contributor
madmann26
Posts: 996
Registered: ‎08-30-2012

Re: Walmart FICO rebuild

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‎12-12-2012 11:55 AM

Congrats Shogun!!
Starting Score: EQ 511 TU 552 EX 545 8/29/2012
Current Score: TU 649 EQ 658 FICO 5/13/2013
What's in my wallet? Cap1 PLAT AU $750; Cap1 Cash AU $1500; NFCU Siggy $10000; $500 WalMart SC
Goal Score: 700 across the board.
Take the FICO Fitness Challenge
My Journey
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Blizz127
New Visitor
Blizz127
Posts: 2
Registered: ‎12-12-2012

Re: Walmart FICO rebuild

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‎12-12-2012 12:36 PM

Is the Walmart Fico score reliable? From what i've seen around here it looks like it.  But i've used American Express and another (creditkeeper) and it was a bit different.

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Established Contributor
madmann26
Posts: 996
Registered: ‎08-30-2012

Re: Walmart FICO rebuild

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‎12-12-2012 12:37 PM

Very reliable.
Starting Score: EQ 511 TU 552 EX 545 8/29/2012
Current Score: TU 649 EQ 658 FICO 5/13/2013
What's in my wallet? Cap1 PLAT AU $750; Cap1 Cash AU $1500; NFCU Siggy $10000; $500 WalMart SC
Goal Score: 700 across the board.
Take the FICO Fitness Challenge
My Journey
Message 9 of 23 (551 Views)
 
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Valued Contributor
rckstrscott
Posts: 2,244
Registered: ‎04-25-2011

Re: Walmart FICO rebuild

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‎12-12-2012 12:48 PM

Blizz127 wrote:

Is the Walmart Fico score reliable? From what i've seen around here it looks like it.  But i've used American Express and another (creditkeeper) and it was a bit different.

The Walmart FICO is a FICO score... The AMEX one is a FAKO score... The CreditKeeper score is a FAKO..

 

The Walmart FICO uses a score that is used by lenders, and is branded by FICO. FICO scores are used in 90 percent of lender decisions.

 

 

-scott

 

 

Starting FICO Score: 10/10: TU 498 | EQ: 502 Current FICO Score(lender pull): 05/12: TU: 722 | EQ: 712 | EX: 686
Collections Removed: Hunter Warfield, CBE Group, Merchants Credit Guide, EOS-CCA, Enhanced Recovery, Portfolio Recovery, UCB, American Collection Company, Medical Business Bureau, Jefferson Capital, Credit Portfolio Associates, FCO, LVNV, Convergent, Armor Systems
Other Negative Entries Removed:Plains Commerce CO, HSBC CO, 2008 Judgment Santander Reposession
Still Working On: Illinois Paid Tax Lien,
Positive Accounts:10/10: 0 | 07/12: 6 | Mortgage Closed 5/12, Macy's AMEX $3900, Citi/Home Depot $2000, Capital One Cash Rewards $1500, Capital One Secured $500, Credit One Bank $500. Total Utilization: 6%. AAoA: 1yr, 7mth. INQS: 8 TU, 8 EQ, 4 EX
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