I hate to beat a dead horse since i know this comes up once a week but i'm looking for fresh opinions on my situation.
Just one CC and i'm looking ot maximize my score. I'm in a derog bucket (PR). Last cycle I was at 85% utilization. Right now I'm at 2% but I'm thinking of charging up to 9% before I cycle next week.
no past dues or any other negatives last 2 or 3 years. Just looking ot maximize score potential off CC utilization.
Or somewhere in between. 2% should be just fine.
Your util is fine. You can not fine tune it any better. What else is reporting? WE can give you more insight with additional info