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50 points Equifax drop with no change in credit report

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Anonymous
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50 points Equifax drop with no change in credit report

Hi,

I just noticed a 50 point drop from 748 to 698 from Equifax without any change whatsover to my credit report.  Transunion is still 730.  I don't know if this is related to rebucketing thing I've seen mentioned in this forum. I have two 30-day lates, one is 2 years old and the other is close to 6 years.

 

any ideas why this could happen?

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wirenut33
Member

Re: 50 points Equifax drop with no change in credit report

The extact same thing happened to my wife today!  We are freaking out.  Nothing changed on credit report at all.  No baddies ever.  High utility (paid huge chunk of it down but it hasn't showed up yet.  Dropped from 714 to 648.

 

What is going on?!?


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Current Score: 733
Goal Score: 750


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