I don't understand.Could you explanin for me. What is the difference between Beacon or Fico or are they the same thing. Is there a beacon score for EQ, EX and TU? This is why I asked. Today I when to my local credit union and talked with them about a car loan. They were able to pull soft pull of my credit report. It seemed to me that they were only concerned of what my score was. He even showed me the screen. My "beacon" was 630. 4 points from being able to get a car loan. According to my fico my scores are high - well I'm getting there but they only pull experian.
I have on chargeoff that is dropping off in 60 days. I hoping this will raise my score. I know I'll have to get a loan with high interest but once the CO is going perhaps I can refinance. Thanks for your help fused.
Starting Score: TU 675 EX 643
