Understanding FICO® Scoring

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DESPERATE
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DESPERATE
Posts: 1
Registered: ‎06-28-2007

FICO SCORE

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‎07-26-2007 10:18 AM

I BOUGHT A CAR FOR 12000.00. I MADE ONE PAYMENT THIRTY DAYS LATE.  I SINCE THEN DISPUTED IT AND, HAD IT REMOVED.  NOW IT SAYS PD/CLOSED NEVER LATE DOES THIS HELP MY SCORE
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fused
Posts: 16,158
Registered: ‎03-12-2007

Re: FICO SCORE

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‎07-26-2007 11:20 AM


DESPERATE wrote:
I BOUGHT A CAR FOR 12000.00. I MADE ONE PAYMENT THIRTY DAYS LATE.  I SINCE THEN DISPUTED IT AND, HAD IT REMOVED.  NOW IT SAYS PD/CLOSED NEVER LATE DOES THIS HELP MY SCORE

Hi! What are the terms of the car loan? How do you believe it should be reporting?
 
Credit scoring 101 thread
 
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myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

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