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DESPERATE
Posts: 1
Registered: ‎06-28-2007
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FICO SCORE

I BOUGHT A CAR FOR 12000.00. I MADE ONE PAYMENT THIRTY DAYS LATE.  I SINCE THEN DISPUTED IT AND, HAD IT REMOVED.  NOW IT SAYS PD/CLOSED NEVER LATE DOES THIS HELP MY SCORE
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fused
Posts: 16,373
Registered: ‎03-12-2007
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Re: FICO SCORE



DESPERATE wrote:
I BOUGHT A CAR FOR 12000.00. I MADE ONE PAYMENT THIRTY DAYS LATE.  I SINCE THEN DISPUTED IT AND, HAD IT REMOVED.  NOW IT SAYS PD/CLOSED NEVER LATE DOES THIS HELP MY SCORE


Hi! What are the terms of the car loan? How do you believe it should be reporting?
 
Credit scoring 101 thread
 
Credit Profile -
FICO 08 Scores (11-08-2014): EQ 818, EX 817, TU 822
All three scores were 850. Lost points for not having an open installment TL. So, BE WARNED!!!!!
Credit History: 26+ years ~ AAoA: 12 years ~ Util: 1% ~ Inqs: EX 1


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