10-07-2012 01:33 PM
My TU FICO score from here has been above 760 for a couple of months now. It's at 790 as of yesterday when I pulled it. My EQ FICO is at 758 and I'm hoping to get it above 760 before the end of the year. Not sure where my EX FICO is at right now, but I should be receiving my EX score from Amex this coming week (from app'ing for the Costco TE card).
I've come a long way and I'm hoping to get into the 800's sometime next year.
10-07-2012 01:43 PM
EQ FICO 761 with 4 cards. Two are 3.4 y/o. Two are .9 y/o. One paid mortgage 3y/o. Once OD LOC 3.7 y/o.
Oldest acct: 3.7y
10-29-2012 10:25 PM
11-05-2012 08:15 PM
Just pulled myFICO scores and updated my siggy. All baddies are gone after seven years of rebuilding. Glad to be here. 800 or bust.
11-06-2012 10:26 AM
As of today, my TU is 782, my EQ from here is 767 (but 803 from a lender pull), and EX is 743. <7% util, approximately $73K in CL. See siggy for cards and income
11-06-2012 12:37 PM
Congratulations ' he who dives on guys' Your hard work has paid off. Keep up the good work.
By the way anybody, why do people list their credit cards and amounts of credit allowed? Of what import is that to the Forum? Just asking.
11-19-2012 09:21 AM - edited 11-19-2012 09:23 AM
12-07-2012 08:49 AM
Fico TU score is 785 and EQ is 764 not sure what EX is as I am in the garden and don't want a hard pull to find out but I am sure it is up there as well. All Credit reports look almost the same and EX is exactly the same as TU.
12-07-2012 12:17 PM
To my surprise I have 1 FICO above 760. Just received the approval letter for my Amex BCE w/ limit of $9700 and the letter came with my Experian FICO of 779! Equifax is 752 and TU is 759. TU is teasing me for sure but I should be above all 3 in a few months after my new credit lines start reporting. Just this week I added about 52k on my CC limits lol. I will be in the garden for a while!
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.