Understanding FICO® Scoring

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BaddebtKing
Posts: 65
Registered: ‎01-22-2010

Re: Our Forums' FICO High Achievers: Who has at least one FICO Score of 760 or above?

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‎01-26-2011 08:09 PM

Last collections were deleted from EQ today!! Score jumped up to 764!

 

I'll be danged, the air DOES smell better here! :smileyvery-happy:

Starting Score: EQ 730 -- TU 763
Current Score: EQ 764 -- Walmart TU FICO 9/6/11 775
Goal Score: EQ 800 -- TU 800

Take the FICO Fitness Challenge
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Regular Contributor
JaseT
Posts: 183
Registered: ‎05-06-2010

Re: Our Forums' FICO High Achievers: Who has at least one FICO Score of 760 or above?

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‎01-26-2011 08:43 PM

Pulled new scores this week  :smileyhappy:

Starting Score 5/06/10: TU: 671 EQ: 633 EX: ???
Current Score 2/05/11: TU: 790 EQ: 782 EX: 745
Goal Score: 800

Take the FICO Fitness Challenge

PSECU Visa/PSL $20k - USAA Plat MC $11k - AMEX Premier Rewards Gold - AMEX Zync - Citi Diamond Preferred MC - Discover More $2.5k
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moneybusiness
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moneybusiness
Posts: 1
Registered: ‎02-09-2011

Re: Our Forums' FICO High Achievers: Who has at least one FICO Score of 760 or above?

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‎02-09-2011 10:37 PM

Wow, I've got a long way to go!
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Moderator Emeritus
psychic
Posts: 1,518
Registered: ‎04-20-2007

Re: Our Forums' FICO High Achievers: Who has at least one FICO Score of 760 or above?

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‎02-09-2011 10:56 PM - edited ‎02-09-2011 10:57 PM

BaddebtKing wrote:

Last collections were deleted from EQ today!! Score jumped up to 764!

 

I'll be danged, the air DOES smell better here! :smileyvery-happy:

Those are great scores BaddebtKing! 

 

Congratulations on your EQ score increase (and your TU score isn't anything to complain about, either) !

EQ 814 / TU 815 / EX 842
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Moderator Emeritus
psychic
Posts: 1,518
Registered: ‎04-20-2007

Re: Our Forums' FICO High Achievers: Who has at least one FICO Score of 760 or above?

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‎02-09-2011 11:00 PM

JaseT wrote:

Pulled new scores this week  :smileyhappy:

WOW!  That's quite an accomplishment, JaseT!

 

Congratulations on becoming a FICO High Achiever!

EQ 814 / TU 815 / EX 842
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Frequent Contributor
ficonightmare
Posts: 369
Registered: ‎10-25-2010

Re: Our Forums' FICO High Achievers: Who has at least one FICO Score of 760 or above?

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‎02-11-2011 06:22 AM

Grats to all!!

 

I'm finally in the club as well!

Starting Score: 600s
Current Score: EQ 809 TU 801
Goal Score: 760

Take the FICO Fitness Challenge

.
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Moderator Emeritus
psychic
Posts: 1,518
Registered: ‎04-20-2007

Re: Our Forums' FICO High Achievers: Who has at least one FICO Score of 760 or above?

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‎02-11-2011 09:02 AM

ficonightmare wrote:

Grats to all!!

 

I'm finally in the club as well!

Look at those scores.  WOW!!!

 

You might want to consider changing your screen name now, ficonightmare!

 

Congratulations!

EQ 814 / TU 815 / EX 842
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Established Member
svtfast
Posts: 30
Registered: ‎07-20-2007

Re: Our Forums' FICO High Achievers: Who has at least one FICO Score of 760 or above?

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‎03-03-2011 08:55 AM

EQ is now 773 due to CLI and balance decrease reporting. Util is now 20%

 

TU is 791. Still readying my CC debt incorrectly but my oldest account fell off so I lost 7 months of credit history yet TU went up 6 points from 785.

Starting Score: 751 EQ 785 TU
Current Score: 773 EQ 791 TU
Goal Score: 796 EQ 796 TU

Take the FICO Fitness Challenge
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LilianBee
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LilianBee
Posts: 1
Registered: ‎03-24-2011

Re: Our Forums' FICO High Achievers: Who has at least one FICO Score of 760 or above?

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‎03-24-2011 10:11 AM

Well, I just checked out my new scores for this year, and lost some points.  And, I thought I was doing good by paying off my credit card of $38.  Geez!!

New scores:  TU--782;  EQ--795.   Guess I'll never reach my goal of 825-850, unless I charge once in awhile.

 

Reason:  

 

"There are no recent balances on your revolving credit accounts.  Your credit report shows no recent balances on your revolving accounts. Your FICO score was hurt because you are not currently demonstrating active revolving credit management.  What to do about this: You might consider moderate and responsible use of your credit cards (such as charging low balances) and repaying them on time."

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Established Member
sidestep22
Posts: 17
Registered: ‎02-25-2011

Re: Our Forums' FICO High Achievers: Who has at least one FICO Score of 760 or above?

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‎04-04-2011 10:29 AM

Hello All,

 

Got a score watch update today from myfico.com, a jump from 742 to 790..  Thanks to everyone for the insights and knowledge to get this done.  I'm going to wait a week or so before pulling the report.

 

Your FICO® score at Equifax is

790 as of April 4, 2011
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