Overdraft protection is usually factored in your revolving util% calculations, but if it's not reporting on your CRs, FICO cannot factor it in scoring.
r92503lind wrote:How does FICO pull the information if it is not listed on my credit report?
This is good for you.
r92503lind wrote:Got it.I know some overdraft accounts do show as a line of credit. The one I have doesn't show for some reason.Thanks.