What a journey its been over the last 4 years. I want to really record the achievement. I went from high 500s (not exactly sure exactly) to a new high score this month of 814. My ultimate goal was set at 815 a LONG time ago and if I just continue to do the same things, a few inquiries will drop off in about 6 months...I will probably be somewehere in teh 820 range. Not including any jumps due to accounts aging. I have WalletHub, NerdWallet, Credit Karma, Credit Wise, and they all have a score history that goes bnack 2 years max. I am looking for a way to track my score back to when I joined those services or back about 5 years when I was at my low point. Anyone know a way to get a 4 or 5 year history on your credit score?
@DaWhole9 wrote:What a journey its been over the last 4 years. I want to really record the achievement. I went from high 500s (not exactly sure exactly) to a new high score this month of 814. My ultimate goal was set at 815 a LONG time ago and if I just continue to do the same things, a few inquiries will drop off in about 6 months...I will probably be somewehere in teh 820 range. Not including any jumps due to accounts aging. I have WalletHub, NerdWallet, Credit Karma, Credit Wise, and they all have a score history that goes bnack 2 years max. I am looking for a way to track my score back to when I joined those services or back about 5 years when I was at my low point. Anyone know a way to get a 4 or 5 year history on your credit score?
A few comments:
- None of those sites show you a real credit score, so I wouldn't bother looking at them for today's score much less the last two to five years.
- The Experian web site has a "Max" view from when you originally set up an account, but that won't help you if you've never signed in.
- I'm looking at my Experian Score Tracker view, it starts on 04-Jul-2020 when I first signed in; my FICO 8 was about 605 at the time), it then shows my score rocketing up 120+ points to the mid-800s the day my Chapter 13 fell off my record in December of 2021, and then the mid- to high-700 since then (I've since applied for 3 new credit cards and a car loan).
@HorseshoezA few comments:
- None of those sites show you a real credit score, so I wouldn't bother looking at them for today's score much less the last two to five years.
- The Experian web site has a "Max" view from when you originally set up an account, but that won't help you if you've never signed in.
- I'm looking at my Experian Score Tracker view, it starts on 04-Jul-2020 when I first signed in; my FICO 8 was about 605 at the time), it then shows my score rocketing up 120+ points to the mid-800s the day my Chapter 13 fell off my record in December of 2021, and then the mid- to high-700 since then (I've since applied for 3 new credit cards and a car loan).
Perfect! That's what I needed. Logged in and my low point in 2020 was 538. Current is 814.