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Understanding FICO® Scoring

Subject	Replies	Author	Views	Latest Post
Fico score 974???	4	target	1265	‎10-11-2007 03:53 PM by scramblingin2007
To pay off collectors or not	3	freqout	1570	‎10-11-2007 06:01 AM by Sylviatob
Paying balance-in-full.. help or maintain	6	reeltime	1306	‎10-11-2007 05:45 AM by RobertEG
TransUnion Credit Score	8	ATLien	6087	‎10-11-2007 04:09 AM by casinoannie97
FAKO vs FICO...What a difference!!!	8	OBXFrank	1846	‎10-11-2007 02:24 AM by RobertEG
How often is credit score updated?	4	SwearingCashew	1858	‎10-11-2007 01:38 AM by smallfry
Real trouble - FICOP computers can't do arithmetic	5	MidnightVoice	1352	‎10-10-2007 01:52 PM by MidnightVoice
too many cards	4	manda601	1340	‎10-10-2007 12:45 PM by smallfry
My Score Went Up 1 Point .... ONE (wtf)	8	typist	1619	‎10-10-2007 11:17 AM by MidnightVoice
What's helping and What's hurting your FICO score	2	Dawn	941	‎10-10-2007 06:45 AM by Timothy
Varios FICO Scores	4	TULO30	1118	‎10-08-2007 07:41 PM by TULO30
Credit Card reported as Installment account	5	Dawn	1071	‎10-08-2007 06:01 PM by Dawn
How many points do we loose due to judgement?	1	concorduser	907	‎10-08-2007 05:38 AM by Timothy
Anyone Want To Take A Stab At Guessing My Next FIC... [ 1 2 ]	11	typist	1846	‎10-07-2007 09:29 PM by fused
strategic question on improving the FICO score	4	pondering1	1273	‎10-07-2007 05:12 PM by chickadee
Can too much credit drop scores?	5	ilovepizza	1334	‎10-07-2007 03:26 PM by CreditBob
Could not process order for FICO deluxe product......	2	Fool	843	‎10-07-2007 02:03 PM by CreditBob
Score after positive account falls off	0	CreditBob	660	‎10-07-2007 01:57 PM by CreditBob
When CRAs update our reports	8	ficus	1548	‎10-07-2007 06:37 AM by smallfry
Soldier Pride	8	IslandGroove	1570	‎10-07-2007 12:16 AM by RobertEG
Are Closed CC Accts with Balances Included in CC U...	4	najerme	1008	‎10-06-2007 06:31 PM by fused
Short history and amount of new credit... [ 1 2 ]	12	Tuscani	1949	‎10-05-2007 11:09 PM by ficus
After 2 years, what's the hit on lates --isn't the...	5	haulingthescoreup	1354	‎10-05-2007 07:16 PM by RobertEG
5 point score increase for status change	1	bsf56	902	‎10-05-2007 05:16 PM by ilovepizza
Quick ? about lost/unused cc's	4	scramblingin2007	1669	‎10-05-2007 01:15 PM by scramblingin2007
Inactive Installment Loan: Is This Hurting Me?	9	andyaycw	1824	‎10-05-2007 08:19 AM by cantretire
debt to limit ratio	2	pondering1	1232	‎10-05-2007 08:17 AM by Timothy
Big FICO Increases on TU & EX--Due to Many Deletio...	2	Swoosh60	1075	‎10-05-2007 06:25 AM by Swoosh60
-12 point score drop after a CC payment	5	turninganewleaf	1073	‎10-04-2007 07:21 PM by ilovepizza
How will new credit effect my score, and for how l...	4	mmelissa	1387	‎10-04-2007 12:08 PM by fused

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO^® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

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FICO and myFICO are registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Score Watch is a registered trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO scores and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.