No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
granny031350 wrote:
I have been disputing my credit report and getting things changed to IIB/zero balance. However I just read on the BK forum that when no payment is reported to FICO monthly, the scoring counts it as a hit to your credit report, even though no payment should be made because the debt was discharged in the BK. Is this making sense to anyone? Is that why when Drive Financial changed my delinquent past due information from 4500 late to IIB/zero my score DROPPED 18 points? So how would one counteract that in the scoring from FICO?
Depending on how long ago this was last reported, this could have been a case of recency