05-01-2007 10:24 AM
05-01-2007 10:51 AM
twnkltoz wrote:So, I ran my EQ on myfico and almost puked...it DROPPED 32 points!! I discovered that it's because an old CO is now showing as active and they're including it in the UT calculation. It says my UT is 75% when it should be 36%. I freaked out and popped for the other two reports, and they are showing correctly (with a 14pt increase on EX and 22 pt on TU! yay!). Who do I take this up with--myfico.com or EQ?
05-01-2007 11:15 AM
05-01-2007 11:16 AM - edited 05-01-2007 11:17 AM
05-01-2007 11:24 AM
twnkltoz wrote:Oh, sorry...it's not a new collection. It's been there for a long time, but I think EQ is looking at it as current while the others are still disregarding it for UT purposes.EQ: 568 (was 600)EX: 600 (was 586)TU: 634 (was 612)At least my middle score stayed the same!
Message Edited by twnkltoz on 05-01-2007 11:17 AM
05-02-2007 08:45 AM
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.