Soft pull preapproval??

[Anonymous]

Where can we get a soft pull for refinance terms??

[Horseshoez]

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@Anonymous wrote:

Where can we get a soft pull for refinance terms??

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If you are talking about an app, probably unlikely; if you are looking for a preapproval, yes, that's possible.

[ridgebackpilot]

Lots of auto lenders do soft-pull prequalifications. Chase will do a soft-pull preapproval, but I think you might have to be an existing Chase customer/account holder.

[dunn2500]

cap one auto nav

[Loquat]

OP I agree with the post above. Try CapOne to at least get an idea of where you may fall as far as interest rates.

[Anonymous]

Unfortunately I already have cap one so they won't refinance but I was able to do a soft pull through Clearlane and the terms ended up being the same as the prequalification.

went from $335/month at 13.54% interest to $211/month at 3.99% APR

[Roadgeek395]

I am also rate shopping for a refinance loan. Looking for soft pulls that show the APR. I have been pre qualified through Capitol one and they provided the APR. I also tried clearlane but for some reason they didn't pre qualify me. 

Is there anywhere else that will show you what your APR will be with only a soft pull?

Thank you 

[Kforce]

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@Roadgeek395 wrote:

Is there anywhere else that will show you what your APR will be with only a soft pull?

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4 of my 5 CU's will.

Are you a member of a CU or two ?

[Roadgeek395]

I am a member of my local credit union but they don't provide that information without a hard pull

[Roadgeek395]

After doing some research I found out that consumers credit union has a "check my rate" function that is only a soft pull.