Subaru financing NC

[Anonymous]

Does anyone have experience with Subaru financing and live in NC? I am trying to figure out which score they pull. Experian, TU, or Equifax and which auto score model they use. I have read over the forum and found mixed responses from TU auto 8 to Equifax auto 9. I don’t want to be surprised when walking in the dealership and want to see if they can beat Capital one and pen fed

[marty56]

If you are a member of a local CU, I would check with them as well.  In the long run I get better rates at my local CU on all cars, not the ones that have the special rates.

[Anonymous]

I am a member of pen fed along with usaa. I’m wondering if Subaru can beat them that’s all. Figuring that doing everything in one sitting would be easier but am open to Usaa and pen fed rates.

[Anonymous]

Subaru uses Chase. You can check the top tier rates at cars101.com. Some models are being pushed, like the Ascent, so that might beat a CU. If you have a chase account already, look for an offer. I got a $45k pre-approval, just pick the length. My rates were identical to cars101. Com

[Anonymous]

Thanks we ended up going through the dealer and made out pretty nicely with an ascent limited.