I'm currently 9 months from completing my 13, thankfully my trustee views secured cards as not being an extension of credit needing approval, with that in mind 3 months ago I started the process of building
In November I applied for USB Cash+ Secured, I did IIB USB in my 13 so was a little worried about how they'd react, had a minor hiccup to verify ID but once that was completed no issues with approving the card
1/31/22 I figured I'd go another step and apply for USB Alt Go Secured, called yesterday to be sure there were no ID hiccups, agent told me "nope, I see it approved - we'll withdraw your funds and issue the card shortly"
Next up - I'm hearing NFCU will issue a secured card while in a 13, so in a couple weeks I'll give that a try
Hopefully with 3 cards reporting I'll have a jump start on rebuilding once I finish my 13 later this fall, just have a few incorrect items posting from Mich Ed CU that I'm working with them to correct (they reported 3 months of lates after my date of filing, when they went to correct it they reported a new 13 filing in Jan 22...ugh, hopefully they'll get this corrected soon)
