Recommended Business CC

[redE2move]

What abt if U are a brand new business?  Is there NE company who will give cred to a new business less than 1 yr old?

[llecs]

I think Shell, Exxon, and possibly Wright Express are no PG. I don't know if inquiries have the same impact as in personal reports. I'm new to this too.

[redE2move]

Exxon/Mobil ask 4 PG, we don't have Wright Express.  Haven't tried Shell yet.

[llecs]

Just app'd Shell. No PG required. Got the "call customer support, code 25 error". Will call tomorrow. I also checked with Exxon too. Same application. If you select the Exxon biz card, it'll ask for a FEIN, allowing you to bypass the PG.

[redE2move]

I got that same code 25.  When I called they told me that I did not have enough biz credit and that they will mail out a PG form for me to fill out then they can make their decision from that  Uhhhh....that's okay don't plan on mixing biz with personal.

[redE2move]

so the pattern seems to be w/Citi cards a code 26 needs more biz info but approved.  Code 25 needs more biz info & requires a PG.

[llecs]

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redE2move wrote:

so the pattern seems to be w/Citi cards a code 26 needs more biz info but approved.  Code 25 needs more biz info & requires a PG.

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In my case, I did get a Code 26 on Staples. They never called or requested info; still got the card about 12 or so days later. Maybe Code 26 could also mean some sort of internal review (e.g more than one pulled report).

[Anonymous]

redE2move:

I applied exactly 2 weeks ago.

[llecs]

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redE2move wrote:

I got that same code 25.  When I called they told me that I did not have enough biz credit and that they will mail out a PG form for me to fill out then they can make their decision from that  Uhhhh....that's okay don't plan on mixing biz with personal.

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I called into Shell today for the Code 25. Said the same thing: PG reqd. Thanks but no thanks.

[Anonymous]

Anyone know how long biz cred has to report to get a score?  I jsut got my first net30 for some biz cards.