@Anonymous wrote:
@SecretAzure wrote:Why does Discover market so viciously? They have a lot of casualties who lose faith in them when they market so strongly. They shouldn't tell people that they pre-qualify when they are far from pre-qualified. The percentage of people who get offers that are not real offers from Discover is crazy high.
My scores are all around 750 and I get a Discover mailer weekly...it's rather annoying since I don't want a Discover card. These don't include an APR but a range of APRs so I know they aren't true-true prequal offers. Why do they do this? Anybody know?
I agree with you!! its quite annoying and frustating that they do that. I just dont know whats the purpose for them to do that and why. but i learn my lesson not to apply wioth them nor citibank. i apply for bestbuy and the childrens place and no luck at all. i guess they must be inquery sensitive
Very sad. You should do nothing for a full year. Let those inquiries lose their weight to most lenders. Your score should see a decent jump upwards and you should be able to get almost everything you want then. 
Must garden until 2/1/2022 to hit my goal AAOA. 
@SecretAzure wrote:
@Anonymous wrote:
@SecretAzure wrote:Why does Discover market so viciously? They have a lot of casualties who lose faith in them when they market so strongly. They shouldn't tell people that they pre-qualify when they are far from pre-qualified. The percentage of people who get offers that are not real offers from Discover is crazy high.
My scores are all around 750 and I get a Discover mailer weekly...it's rather annoying since I don't want a Discover card. These don't include an APR but a range of APRs so I know they aren't true-true prequal offers. Why do they do this? Anybody know?
I agree with you!! its quite annoying and frustating that they do that. I just dont know whats the purpose for them to do that and why. but i learn my lesson not to apply wioth them nor citibank. i apply for bestbuy and the childrens place and no luck at all. i guess they must be inquery sensitive
Very sad. You should do nothing for a full year. Let those inquiries lose their weight to most lenders. Your score should see a decent jump upwards and you should be able to get almost everything you want then.
thank you so much, and indeed thats what ill do, i want to get my credit higher and thats one of the way to do it, ill make sure to pay my cards on time and hopefully that will do the trick, and i wont bother with discover neither
@Anonymous wrote:
@SecretAzure wrote:
@Anonymous wrote:
@SecretAzure wrote:Why does Discover market so viciously? They have a lot of casualties who lose faith in them when they market so strongly. They shouldn't tell people that they pre-qualify when they are far from pre-qualified. The percentage of people who get offers that are not real offers from Discover is crazy high.
My scores are all around 750 and I get a Discover mailer weekly...it's rather annoying since I don't want a Discover card. These don't include an APR but a range of APRs so I know they aren't true-true prequal offers. Why do they do this? Anybody know?
I agree with you!! its quite annoying and frustating that they do that. I just dont know whats the purpose for them to do that and why. but i learn my lesson not to apply wioth them nor citibank. i apply for bestbuy and the childrens place and no luck at all. i guess they must be inquery sensitive
Very sad. You should do nothing for a full year. Let those inquiries lose their weight to most lenders. Your score should see a decent jump upwards and you should be able to get almost everything you want then.
thank you so much, and indeed thats what ill do, i want to get my credit higher and thats one of the way to do it, ill make sure to pay my cards on time and hopefully that will do the trick, and i wont bother with discover neither
It takes a lot of self control for many of us to just sit back, pay things on time, and not app at any nice offer that may come our way. We are strong enough, there is even a support group here (garden) lol...maybe at a later date Discover could be right for you but yeah...their sneaky marketting tactics did kind of burn you.
Good luck!
@SecretAzure wrote:
@Anonymous wrote:
@SecretAzure wrote:
@Anonymous wrote:
@SecretAzure wrote:Why does Discover market so viciously? They have a lot of casualties who lose faith in them when they market so strongly. They shouldn't tell people that they pre-qualify when they are far from pre-qualified. The percentage of people who get offers that are not real offers from Discover is crazy high.
My scores are all around 750 and I get a Discover mailer weekly...it's rather annoying since I don't want a Discover card. These don't include an APR but a range of APRs so I know they aren't true-true prequal offers. Why do they do this? Anybody know?
I agree with you!! its quite annoying and frustating that they do that. I just dont know whats the purpose for them to do that and why. but i learn my lesson not to apply wioth them nor citibank. i apply for bestbuy and the childrens place and no luck at all. i guess they must be inquery sensitive
Very sad. You should do nothing for a full year. Let those inquiries lose their weight to most lenders. Your score should see a decent jump upwards and you should be able to get almost everything you want then.
thank you so much, and indeed thats what ill do, i want to get my credit higher and thats one of the way to do it, ill make sure to pay my cards on time and hopefully that will do the trick, and i wont bother with discover neither
It takes a lot of self control for many of us to just sit back, pay things on time, and not app at any nice offer that may come our way. We are strong enough, there is even a support group here (garden) lol...maybe at a later date Discover could be right for you but yeah...their sneaky marketting tactics did kind of burn you.
Good luck!
lol.. okay now i know what the "garden" things means now ) i will most deff look and enjoy the group! thank you for that, and yes self control and self control is all that i will be needing for the next couple of months
@Anonymous wrote:I feel for the OP. Discover denied me one time and it was upsetting. Their rapid CLI train is over anyway I guess. You could always find a coapplicant if you were desperate...
i will leave them alone for good at the end of the day they wont get a penny out of me 