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710 score enough for Quicksilver?

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Senior Contributor

Re: 710 score enough for Quicksilver?


@Brace wrote:

I mean the real quicksilver not the quicksilver one.( im pre qualified for the one and the platinum but not for the "normal quicksilver".)

 

1 credit card only, 16months old. BOA cash rewards 6000 limit

3 HP in the last 12 months.

no badies

utilization under 9%

fico score transunion 710

90k income

 

 

 

 


You should be fine. Check out their pre-qual and see if anything shows up.

 

American Express: Platinum Charge, Optima, Business Gold
Barclays: Arrival+ WEMC
Capital One: Savor WMC, Venture VS
Chase: Freedom U VS, CSR VI
Citibank: AAdvantage Platinum WEMC
Elan/US Bank: Fidelity VS
Credit Union: Rewards Visa
FICO 08: (1.1.20) EX: 827 / EQ: 838 / TU: 833
Message 11 of 22
Established Contributor

Re: 710 score enough for Quicksilver?

I would think even a 610 would be good enough for Cap1 Quicksilver. 

Message 12 of 22
Established Member

Re: 710 score enough for Quicksilver?

ANSWER:   More than enough!!!!!!   lol    You could get the Venture card that gives great cash back on hotels

Message 13 of 22
Regular Contributor

Re: 710 score enough for Quicksilver?

710 is way more than enough to get a quicksilver. ther only negative is that cap1 HP all 3 credit bureaus .





NFCU Flagship Rewards: $15000
NFCU Cash Rewards: $20000
Discover It: $2000
My Jewelers Club: $5000
NFCU Auto Loan: $14300
NFCU line of credit: $500
Total TLs: $42500
Message 14 of 22
Valued Member

Re: 710 score enough for Quicksilver?

Thanks for all the input folks!

 

my question is: if it´s that easy, why am i only pre aproved for the platinum and the QS one ?

 

also, is 710 enough for the PAYPAL cashback?

 

maybe i will go for the paypal first, or both at the same time? whats your advice?

 

Message 15 of 22
Contributor

Re: 710 score enough for Quicksilver?


@Hockeypnc1 wrote:

I would think even a 610 would be good enough for Cap1 Quicksilver. 



Pretty sure OP is looking to apply for the Prime version of the Quicksilver, not the noob Quicksilver One like I have. A 610 would get you laughed at by Cap 1.

8/1/2018 FICO Scores:

7/12/2019 FICO Scores:
Message 16 of 22
Established Member

Re: 710 score enough for Quicksilver?

How do you go about doing that? I have had my Cap 1 platinum for almost 3 years now. It is all paid off so there's a zero balance. Am I able to convert over to Quicksilver? 🤔
Message 17 of 22
Senior Contributor

Re: 710 score enough for Quicksilver?


@Brace wrote:

Thanks for all the input folks!

 

my question is: if it´s that easy, why am i only pre aproved for the platinum and the QS one ?

 

also, is 710 enough for the PAYPAL cashback?

 

maybe i will go for the paypal first, or both at the same time? whats your advice?

 


First, most creditors look beyond a credit score. Most have their own internal scoring system that looks into utilization, payment history, length of credit history.
Apply for the card that will give you the most benefit. 

American Express: Platinum Charge, Optima, Business Gold
Barclays: Arrival+ WEMC
Capital One: Savor WMC, Venture VS
Chase: Freedom U VS, CSR VI
Citibank: AAdvantage Platinum WEMC
Elan/US Bank: Fidelity VS
Credit Union: Rewards Visa
FICO 08: (1.1.20) EX: 827 / EQ: 838 / TU: 833
Message 18 of 22
Community Leader
Mega Contributor

Re: 710 score enough for Quicksilver?


@Leilei401734 wrote:
How do you go about doing that? I have had my Cap 1 platinum for almost 3 years now. It is all paid off so there's a zero balance. Am I able to convert over to Quicksilver? 🤔

@Leilei401734    try this link for upgrade 

 

https://verified.capitalone.com/sic-ui/#/esignin?Product=Card&Action=ProductUpgrade 

Message 19 of 22
Established Member

Re: 710 score enough for Quicksilver?

Thank you so much for the link. There was a Quicksilver upgrade button waiting there for me. Everything from my platinum card is switching over to the Quicksilver card 😁
Message 20 of 22
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