after a whole year getting letter from cap1 saying that i was pre aprovved for the platinum i tried quicksilver today and was rejected with 699 score. my fico was actually 714 in late august , so not sure whats going on.
this was the explanation, but it does not make sense.
Length of time accounts have been established - 1 account only BOA cash rewards since feb 2018
Too many consumer finance company accounts. only 1 credit card. 2 personal loads 100% paid since may.
Too many inquiries last 12 months- 1 inquiriy for apartment and 3 for credit
Time since most recent account opening is too short.- BOA cash rewards since feb 2018