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AMEX CLI Button Missing?

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OmarGB9
Community Leader
Super Contributor

Re: Can't request an American express credit limit increase?


@Luxeedee wrote:

I can'tfind my response so I may not have responded back in the Winter. Sorry for the delay.  I'm planning to hit the Luv button again soon. I was told that my credit was too new, my file was too thin....  I'm only 3 months from having a 2 yr old card.  My Amex is officially 1 year old now.  And my 4 cards are all paid off. My scores are in the 700s. I think it's a good time to try again. Anybody see a potential snag?


Never know unless you try. Smiley Happy It's only a SP anyway.


Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:




Current FICO 8 scores:


Message 141 of 185
Mdowning30
Established Contributor

Re: Can't request an American express credit limit increase?

I will be another DP soon, 7/6 will mark 61 days for me. Maybe having a "rare" card and a $6K SL might help get that 3X, although i would gladly take 2X or wait until the 91 mark to try again.

Chase Freedom Unlimited : $2000 | Discover It Chrome : $2700 | AmEx CS Investor : $6000 | Chase Sapphire Preferred : $2000 | Chase Amazon Prime : $600 | AmEx Hilton Surpass : $1000 | AmEx Business Plus : $2000 | AmEx Platinum CS : POT $2800 | Tower Federal CU : $15,000 | Lowes Commercial Account : $1,000 | WF Bilt Mastercard : $4,000 | Shell Fleet Plus : $1,000 | Truist Future Card : $6000 | USBank Smartly Card : $500 |
Starting Score: 512
Current Score: 700
Goal Score: 700+

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Message 142 of 185
OmarGB9
Community Leader
Super Contributor

Re: Can't request an American express credit limit increase?


@Mdowning30 wrote:

I will be another DP soon, 7/6 will mark 61 days for me. Maybe having a "rare" card and a $6K SL might help get that 3X, although i would gladly take 2X or wait until the 91 mark to try again.


Note that if you're eligible to request a CLI and are denied for credit-related reasons, you will have to wait a FULL 91 days from denial before you can ask again.


Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:




Current FICO 8 scores:


Message 143 of 185
krazy_330
Established Member

Re: AMEX CLI Button Missing?

Congrats on your CLI ! Dont get discourged about not getting approved for the 3k CLI. I recently applied back in March 2022 and got approved for 1k also. I tried at the 61 days and it said to come back at a later time because account was to recently opened. On June 14 2022 at 91 days I had to come here and find the missing link button and requested  3X CLI I got approved 3k and just last night I clicked on on another link I was surprised that it took me to the request page filled out my info and requested 7k just to be safe and I dont want to be greedy that I might be declined. To my surprise they counterd with 6k. I will wait and see when I reach my 181 days to see if I can get another CLI. LOL

Message 144 of 185
krazy_330
Established Member

Re: AMEX CLI Button Missing?

I just contacted AMEX CS via chat and per my conversation I brought up the missing button link for CLI  and what rep told me is that the link appears over 60 days from your last CLI request. I had my first increase on June 22, 2022 and a second CLI 4 days later June 26, 2022 how is that possible to have multiple increases in such a short time. I was even surprised that I got approved for the second CLI. 

Message 145 of 185
DGBGirl
Member

Re: AMEX CLI Button Missing?

Thank you!

Starting Score: 677
Current Score: 818
Goal Score: 850


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Message 146 of 185
RockyTop_TN
New Contributor

Re: AMEX CLI Button Missing?

July 16 is my 181st day since I opened my Amex so I'll wait to ask for a CLI.  The online option isn't available.


Message 147 of 185
OmarGB9
Community Leader
Super Contributor

Re: AMEX CLI Button Missing?


@RockyTop_TN wrote:

July 16 is my 181st day since I opened my Amex so I'll wait to ask for a CLI.  The online option isn't available.


Even at 181+ days when you're eligible to ask, the link may not show up. It's been very inconsistent for a while now. 


Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:




Current FICO 8 scores:


Message 148 of 185
RockyTop_TN
New Contributor

Re: AMEX CLI Button Missing?

@OmarGB9 

 

Re: AMEX CLI Button Missing?
@RockyTop_TN wrote:

July 16 is my 181st day since I opened my Amex so I'll wait to ask for a CLI.  The online option isn't available.

Even at 181+ days when you're eligible to ask, the link may not show up. It's been very inconsistent for a while now. 

I took a chance and used messenger.  Got a bump to 30k nearly instantly after answering income question.  Maybe I shoulda asked for more lol.


Message 149 of 185
Boragard
Established Contributor

Amex Luv Button

Hey all,

 

So I've noticed for a while that my credit limit increase button for American Express has disappeared and has been gone for at least a year.  I want to know has it just disappeared for me? or has it disappeared for everyone?

 

Thanks for your responses! 

Message 150 of 185
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