Ok so just for entertainment purposes I checked the Amex pre qual page. Side Note: I did check it a few weeks ago and only showed the Delta Gold. Now its showing the Delta Gold and the Green and Gold Cards. Just was wondering if the Gold Card was even a possibility for someone at my level. I thought you needed to be in the excellent credit range?
I'm not getting it now since I was just approved for the Discover IT CB. I want to take full advantage of the CB match. I was just curious if that was in the realm of possibilities for someone at my level. My siggy shows what I have. AAoA is only 3 months according to CK.
Honestly AMEX once upon a time ago used to be geared more towards the "excellent" credit group, but as of the last few years not so much.
AMEX charge cards (Green, Gold, and Platinum) have proven to have more relaxed approval standards than their credit cards.
Charge cards have lower risk for AMEX. They can adjust your spending limit up or down based on any number of factors. They can also approve or deny a transaction based on the same factors.
Good to know. My future goals consist of building a solid relationship with Amex. Maybe get that Platinum Card to feel extra boujee at the Starbucks counter. Its a nice feeling that those dreams may not be as far out as I thought. Back in 2009 I had a Blue card, I closed the account but it was in good standings. Hope they remember me when I do apply later down the road.
Maybe get that Platinum Card to feel extra boujee at the Starbucks counter.
Is it really worth $550/yr to feel extra boujee?