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Addicted to Applying for Credit Cards - HELP!!!

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Meanmchine
Super Contributor

Re: Addicted to Applying for Credit Cards - HELP!!!

Temp cure --- Take an Alaskan cruise on a ship with no wifi

>3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>7/2025 All 3 reports 830 - 845(F8) F9s = all 850 but my app finger is still twitching
Message 41 of 51
TRC_WA
Senior Contributor

Re: Addicted to Applying for Credit Cards - HELP!!!


@anm688 wrote:

I think it's a real disease. I can't stop. I get a rush every time I hit submit and get approved. I have 31 open credit cards now and it keeps growing every day. Help. 


Strange...

 

... whenever I apply for a credit card I get a feeling like I want to vomit.

 

Seriously though... I have goals and applying for new credit I don't need doesn't help me achieve them.

 

 

FICO8 current as of : 4-6-25 EQ: 736 TU: 728 EX: 722
Hard INQs last 12 months: EQ: 0 | TU: 0 | EX: 0
Verizon Visa $8500 Amex Delta Reserve $10,000 Care Credit $18,000
NFCU CashRewards $7500 Apple Card $7000 Best Buy $8000 Amazon $5000
NFCU auto loan (2022 Ford Bronco Sport Badlands - Cactus Gray) 6.95%
NFCU motorcycle loan (2024 Harley Davidson Road Glide - Alpine Green & Chrome) 9.45%
Total CL: $64,000 --- Total CC UTI: 31% --- AAoA: 6.5 years --- Income: $200k
Last app: 4-6-24
Message 42 of 51
_NERD
Established Contributor

Re: Addicted to Applying for Credit Cards - HELP!!!

Have you considered the Centurion?

3B profile optimization in progress...
Message 43 of 51
Anonymous
Not applicable

Re: Applying for Credit Cards Addiction


@Anonymous wrote:

@Anonymous wrote:

@anm688 wrote:

@Anonymous wrote:

@anm688 wrote:
Oooooops. Just got approved for AmEx HHonors Surpass card. That makes my 9th AmEx card.

Thank you for all the advice. The one I have to go with is freezing my credit reports. I think that's the only way to actually stop. Freezing the reports will be like having a drinking addiction but not being able to get drunk anymore.

9th Amex cards?  Which ones do you have? I thought Amex had a limit on maximum number of cards one can have? Congrats on the approval by the way..


1) Mercedez-Benz Platinum

2) Premier Rewarss Gold

3) Gold Delta SkyMiles

4) Platinum Delta SkyMiles

5) Blue

6) EveryDay

7) Gold Business 

8) HHonors Regular Card

9) HHonors Surpass Card

 

I've also heard about a limit on total number, but I've never had a problem. It's never instant. It always takes a few days. 


You know, I was combing my mind as your username sounded familiar.  You are the guy who sells cards on Ebay and started the mega Capital One gravy train when you got approved for $50k Venture and $50k Quicksilver back to back if memory serves me right...

 

You must have an extremely high net worth to have 9 Amex cards unless the limits on them are not mega. Congrats on them though...


Oh yeah, I remember that. At the time they had six Amex approvals and posted a screen shot of them since there were some who doubted it.


Yep.. That was himSmiley Wink...

Message 44 of 51
Anonymous
Not applicable

Re: Addicted to Applying for Credit Cards - HELP!!!

Message 45 of 51
anm688
New Contributor

Re: Addicted to Applying for Credit Cards - HELP!!!


@_NERD wrote:
Have you considered the Centurion?

I'm not allowed to apply for that one. It makes me sad. I wish they had an open application system.

Message 46 of 51
Anonymous
Not applicable

Re: Addicted to Applying for Credit Cards - HELP!!!


@anm688 wrote:

@_NERD wrote:
Have you considered the Centurion?

I'm not allowed to apply for that one. It makes me sad. I wish they had an open application system.


Spend more on your Platinum!

Message 47 of 51
Anonymous
Not applicable

Re: Addicted to Applying for Credit Cards - HELP!!!

There are probably many on this site that would love to go on a 

SCT date with you. Just go to the mall and approval after approval.  Never a denial .....in   Of course not buy all the items in the cart.

In jest, naturally.

Message 48 of 51
Anonymous
Not applicable

Re: Addicted to Applying for Credit Cards - HELP!!!


@Meanmchine wrote:

Temp cure --- Take an Alaskan cruise on a ship with no wifi


 

LOL ...

Message 49 of 51
Anonymous
Not applicable

Re: Applying for Credit Cards Addiction

I completely feel your pain...I know the euphoria is great and I'm trying to get a hold of myself too...you got me beat though...Im only up to 5 cards

Message 50 of 51
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