Amazon chance

[Anonymous]

Hello everybody!! So I heard that Amazon is going to have Great deals on July 15. So I know I am supposed to be gardening but I really don't want to passed up the chance for this as I have couple of things I want to get for my kids. Do you guys think I have a chance?? Below is my profile:

Cards:
First Progress: 0/300 (opened since Feb 2015)
Cap1 QS1: 194/300 (opened since May 2015)
Cap1 Plat: 0/500 (opened since May 2015)
Express: 0/250 (opened since June 2015)

Loans:
Ford: paid as agreed, 30 day late on December 2014
Great Lakes: paid as agreed, 90 day late on June 2014

Income: 46,000

Inquiries:
TU: 8 (3 this year)
EQ: 14 (8 this year)
EX: 25 (11 this year)

Aaoa: 48 months per credit.com
oldest acct: 6 years (previous student loans)

Any advice will be appreciated. Thank you!!!

[Anonymous]

Baddies: I forgot I have one CO from Cap1 in 2012.

[Skye12329]

I think you have a bit too many inquiries and don't wanna be the bad guy but i think it might be a bit tough to be approved right at this moment. Its possible you might you qualify for Synchrony Amazon but i think that will still be slim.

[Anonymous]

Skye: I know I have a lot of inquiries. It was because I was doing car shopping past year and I was looking for a new apartment when I moved this year. Hence why I am in the garden. I meant for synchrony Amazon not chase Amazon. Lol

[Anonymous]

Thank you for your great advice.

[CreditCuriosity]

Sync Amazon card is what I believe you are referring to, not the Chase Amazon Card and the Sync one would be a TU pull and your scores should get you approved..  Granted you gotta have prime I believe for that July 15th deal or whatever they are doing that is suppose to be bigger than Black Friday, but I could be wrong

[jamesdwi]

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@Anonymous wrote:
Hello everybody!! So I heard that Amazon is going to have Great deals on July 15. So I know I am supposed to be gardening but I really don't want to passed up the chance for this as I have couple of things I want to get for my kids. Do you guys think I have a chance?? Below is my profile:

Cards:
First Progress: 0/300 (opened since Feb 2015)
Cap1 QS1: 194/300 (opened since May 2015)
Cap1 Plat: 0/500 (opened since May 2015)
Express: 0/250 (opened since June 2015)

Loans:
Ford: paid as agreed, 30 day late on December 2014
Great Lakes: paid as agreed, 90 day late on June 2014

Income: 46,000

Inquiries:
TU: 8 (3 this year)
EQ: 14 (8 this year)
EX: 25 (11 this year)

Aaoa: 48 months per credit.com
oldest acct: 6 years (previous student loans)

Any advice will be appreciated. Thank you!!!

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you can go for the Syncrony AMAZON card, may get it, expect a small starting limit especailly with the new cards and high INQ counts. But should grow with you over time. With that said you would probably better off waiting 6 months, and growing your CL on the express card. 

[Anonymous]

Credit: yeah I do have prime membership. That is the reason why I want to get Amazon card

James: you might be right... I mean I am hoping to get approve for at least $500. I am planning to get two chromebooks for my kids

[Anonymous]

Also if I get denied, can I recon??? How are they with recon??

[GoldSorata]

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@Anonymous wrote:
Also if I get denied, can I recon??? How are they with recon??

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I don't believe synchrony will recon a denial.