I wanted to get some information on the approval odds of this card. Has anyone had good or back experience on applying for this card? If so, can you share your credit information or experience? I am interested on applying for this card.
Did you check the Amex Pre-qualified link? Not guarantee, but it's pretty reliable.
That's not necessarily to say you won't be approved. My first two Amex cards were cold apps with no preapprovals. There are certain typical scores and profiles that the consensus says are needed for various tiers with Amex though. If you're willing to share the details mentioned above we can give you a ballpark guess as to your odds.
I have the following:
Care Credit $14500
City Furniture $7500
I have 28 percent utilization. My oldest card is 15 years and newest is 1 and 7 months.
If your Experian FICO 8 score is above 680, I would just go ahead and cold app for the BCE. My 19 years old nephew with 1 month of credit history just got approved for the Amex BCE card with $500 last month.
I do plan on applying for amex next month, either ED or hilton honors, but there are usually various of factors that goes into rather if they will approve you or not.
I was approved for the BCE with 3 derogs for $500. No sub though.
Congrats. How old were the derogs and what was your EX08 at the time of approval?
Yeah, I did but had no offers for me
The first time I got approved for the BCE I didn't have any pre-approvals. I don't think this means that you won't be approved