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American Express Blue Cash Everyday approval odds

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Established Member

American Express Blue Cash Everyday approval odds

Hi everyone,

 

I wanted to get some information on the approval odds of this card. Has anyone had good or back experience on applying for this card? If so, can you share your credit information or experience? I am interested on applying for this card.

 

Thanks.

19 REPLIES 19
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Moderator

Re: American Express Blue Cash Everyday approval odds

Are you currently an AmEx cardholder or is this going to be your first AmEx card? Have you tried their pre-qualification tool?

It would be helpful for the community to know at least some of the basics or info about your profile, such as your EX FICO score, current tradelines, utilization, AAoA, derogs (if any), etc.
Message 2 of 20
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Senior Contributor

Re: American Express Blue Cash Everyday approval odds

Did you check the Amex Pre-qualified link? Not guarantee, but it's pretty reliable.

https://www.americanexpress.com/us/credit-cards/check-for-offers/

Currently: Gardening since 12/19




Message 3 of 20
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Established Member

Re: American Express Blue Cash Everyday approval odds

Yeah, I did but had no offers for me
Message 4 of 20
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Community Leader
Senior Contributor

Re: American Express Blue Cash Everyday approval odds

That's not necessarily to say you won't be approved. My first two Amex cards were cold apps with no preapprovals. There are certain typical scores and profiles that the consensus says are needed for various tiers with Amex though. If you're willing to share the details mentioned above we can give you a ballpark guess as to your odds.




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Entering the garden 5/27/2019, staying until 2020
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Message 5 of 20
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Established Member

Re: American Express Blue Cash Everyday approval odds

I have the following:
PEFCU $10000
Care Credit $14500
City Furniture $7500
Target $1900
CFU $2500
Discover $3000
Walmart $4000
Kohl’s $700
QS $500
QS1 $500

I have 28 percent utilization. My oldest card is 15 years and newest is 1 and 7 months.
Message 6 of 20
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Senior Contributor

Re: American Express Blue Cash Everyday approval odds


@CaneNation305 wrote:
I have the following:
PEFCU $10000
Care Credit $14500
City Furniture $7500
Target $1900
CFU $2500
Discover $3000
Walmart $4000
Kohl’s $700
QS $500
QS1 $500

I have 28 percent utilization. My oldest card is 15 years and newest is 1 and 7 months.

If your Experian FICO 8 score is above 680, I would just go ahead and cold app for the BCE. My 19 years old nephew with 1 month of credit history just got approved for the Amex BCE card with $500 last month. Smiley Very Happy

Currently: Gardening since 12/19




Message 7 of 20
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Valued Contributor

Re: American Express Blue Cash Everyday approval odds

I was approved for the BCE with 3 derogs for $500. No sub though. 

 

 





Message 8 of 20
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Frequent Contributor

Re: American Express Blue Cash Everyday approval odds

I do plan on applying for amex next month, either ED or hilton honors, but there are usually various of factors that goes into rather if they will approve you or not.


@Mv350 wrote:

I was approved for the BCE with 3 derogs for $500. No sub though. 

 

 


Congrats. How old were the derogs and what was your EX08 at the time of approval?

Message 9 of 20
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Established Member

Re: American Express Blue Cash Everyday approval odds

@CaneNation305 wrote:
Yeah, I did but had no offers for me

The first time I got approved for the BCE I didn't have any pre-approvals. I don't think this means that you won't be approved




Message 10 of 20
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