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Amex CLI

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markbeiser
Established Contributor

Re: Amex CLI


@Empires wrote:

They used EXP. I have 10 since jan 2022 and 8 of these 10 since August.

 


I guess they would have denied me if they checked TU, as I've been hammered hard there!

Back to gardening until Late February 2025.
Current FICO8:
Message 11 of 18
Aeon
New Contributor

Re: Amex CLI


@markbeiser wrote:

@FinStarYes, I used the link. I never downloaded their app, but the option to request a CLI has not appeared on the web site for me yet.
It could be because I only just hit 3 months and 1 day since I activated my card, and it simply had not appeared yet.


I think it's profile dependent. I got my Amex in September and the CLI button was there from day one. I requested a CLI after 3 months and was immediately approved. I thought the CLI button would disappear, but nope...it's still there. 

Message 12 of 18
Empires
Established Member

Re: Amex CLI


@FinStar wrote:

@Empires wrote:

They used EXP. I have 10 since jan 2022 and 8 of these 10 since August.

 


What's the current limit on the card? Is that the only AmEx card you have?


Amex credit limit is $1,000. No other Amex cards sadly.

My "recent" revolving credit experience is fairly young. (Less than 12 months)

my biggest hope for CLI besides Amex is my secured discover card.

Message 13 of 18
FinStar
Moderator Emeritus

Re: Amex CLI


@Empires wrote:

@FinStar wrote:

@Empires wrote:

They used EXP. I have 10 since jan 2022 and 8 of these 10 since August.

 


What's the current limit on the card? Is that the only AmEx card you have?


Amex credit limit is $1,000. No other Amex cards sadly.

My "recent" revolving credit experience is fairly young. (Less than 12 months)

my biggest hope for CLI besides Amex is my secured discover card.


Thanks for the additional background @Empires. The reason I asked is because if you had multiple AmEx revolving CCs, CL reallocations are possible with some exceptions.

 

That said, just hang tight + build some history with AmEx and let things age until the next 91 days and you can re-request again. The advantage, of course, is the SP.

Message 14 of 18
newnew2015
New Contributor

Re: Amex CLI

I usually ask for cli request link through chat. Then follow link and request. I've gotten every request for my bcp card. Started at 7k now up to around 34k. I've had it for a little over a year now. 

Message 15 of 18
Mdowning30
Established Contributor

Re: Amex CLI

Is the 91 day period still in effect from a CLI denial, or is it possible at 61 days ?

Chase Freedom Unlimited : $6000 | Discover It Chrome : $3500 | AmEx CS Investor : $6000 | Chase Sapphire Preferred : $5000 | Chase Amazon Prime : $2000 | AmEx Hilton Surpass : $1000 | AmEx Business Plus : $2000 | AmEx Platinum CS : POT $2800 | Tower Federal CU : $15,000 | Lowes Commercial Account : $1,000 | WF Bilt Mastercard : $4,000 | Shell Fleet Plus : $1,000
Total Credit Limit : $42500
Experian FICO 8 : 700
| TransUnion FICO 8 : 688 | Experian FICO 9 : 665
Starting Score: 512
Current Score: 700
Goal Score: 700+

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Message 16 of 18
bigseegar
Established Contributor

Re: Amex CLI


@Mdowning30 wrote:

Is the 91 day period still in effect from a CLI denial, or is it possible at 61 days ?


Normally 61 days for possible 1st CLI on new card, 91 days for a denial, 181 days after a sucessful prior CLI

Message 17 of 18
OmarGB9
Community Leader
Super Contributor

Re: Amex CLI


@bigseegar wrote:

@Mdowning30 wrote:

Is the 91 day period still in effect from a CLI denial, or is it possible at 61 days ?


Normally 61 days for possible 1st CLI on new card, 91 days for a denial, 181 days after a sucessful prior CLI


Correct, although I as well as a few others have actually been able to request another CLI at ~91 days after the last successful CLI. YMMV.


Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

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Message 18 of 18
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