Amex pre approve app help name mess up

[Anonymous]

Hello so i went and did there pre approval and i put all the info in but for some reason my wifes name came up i guess because of cookies and i didnt see it till last min after i hit submit  it came back as her name and didnt have any offers for there credit card guess my score is to low still.. should i worry about the mess up since it was a soft pull? Dont want it to mess up my chances when my credit score is high enough to get a card with them

[Remedios]

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@Anonymous wrote:

Hello so i went and did there pre approval and i put all the info in but for some reason my wifes name came up i guess because of cookies and i didnt see it till last min after i hit submit  it came back as her name and didnt have any offers for there credit card guess my score is to low still.. should i worry about the mess up since it was a soft pull? Dont want it to mess up my chances when my credit score is high enough to get a card with them

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Hi and welcome to the forum 

There is no hard, it's just a SP preapproval form and it cannot mess up your credit. 

Try again later when your credit improves somewhat 

[Anonymous]

Ok just dont want them thinking my wife was using my social.. And dont want this mess up hurt me from getting a card with them . 

[Medic981]

Since you were just seeing if you were pre-approved I do not believe it will be an issue. Most CC sites have a disclaimer which states that "this is not an application for credit" and "this will not affect your credit scores". Since you were not applying for credit I do not see much if any damage you could have caused towards a future application.

[Anonymous]

Thank you it was my mistake i should of went over everything before i hit submit i was not thinking... just dont want them thinking my wife was using my social since it was submit with her name 

[Medic981]

Did you try a pre-approval with the correct information?

[Anonymous]

yes same answer came up... we could not find pre qualified offers for you at this time

[Medic981]

I had no pre-approved offers when I applied. I do not know what your credit profile looks like but my FICOs scores were in the 690s - 710s when I applied and was approved.

[Anonymous]

I'm at 630 fico... so i shouldnt worrie about the mistake since it was not a hard pull?

[Medic981]

I would not worry about it. It was an innocent mistake that can be easily explained if need be.