While I see lots of ads in media about new credit cards, I find myself wondering if those of us who are in the higher score ranges are no longer targeted for offers simply because most high-score folks (read non-myFICOers) are most likely pretty happy with the cards they have and toss most of the glossy mailers in the trash. That said, my wife (800+ across the board) just got two last week, one from our bank (TDBank) and one from Discover. Even if we weren't about to apply for a mortgage, both of those would have hit the circular file without even being opened. Said another way, if either of us wants a card, we'll apply for it; to hell with the preapproval offers.
@CorpCrMgr1 wrote:
@Horseshoez wrote:While I see lots of ads in media about new credit cards, I find myself wondering if those of us who are in the higher score ranges are no longer targeted for offers simply because most high-score folks (read non-myFICOers) are most likely pretty happy with the cards they have and toss most of the glossy mailers in the trash. That said, my wife (800+ across the board) just got two last week, one from our bank (TDBank) and one from Discover. Even if we weren't about to apply for a mortgage, both of those would have hit the circular file without even being opened. Said another way, if either of us wants a card, we'll apply for it; to hell with the preapproval offers.
I did receive an offer for up to $30k loan from Citi today. Not in need of a loan.
Guessing you must be correct. My FICO scores are all over 800, never that high before. Maybe I should miss a payment or two. LOL!😁
Good one! 
Loan offers I get on a semi-regular basis, but credit card offerings only come from the financial institutions I currently have cards with.
