Called citi today (Monday 02-13) and after being on hold, was then transferred to another department. Then, after I got through to that department, I was given another number that I needed to hang up and call. That third rep said to just wait for a letter in the mail which will give me a number and a code to call to further process my application. Good grief. She said the letter was only first mailed this morning, Monday. Long wait ahead! lol. I did get an alert today from Experian that Equifax reported a new inquiry from CBNA (why today for the first time?). I'll report as I find out more but it might be looking like citi only pulls EQ? I live in CA. I hope so, as I have a baddy that only shows up on my EX.
[Until I can make a pretty signature, here’s an updated draft]
Everyday 5%:
Chase prime Visa // citi CUSTOM CASH “A” // citi CUSTOM CASH “B” // citi SHOP YOUR WAY (5% gas (in points), lucrative spending offers) // mylowe’s Rewards // Target circle card
5% CB rotating:
Chase “OG” freedom Visa // DISCOVER it Cash Back // nusenda CU Platinum Cash Rewards
Everyday 4% CB:
US Bank Smartly (v1.0)
Everyday 3% / 2.2% CB:
AOD FCU Visa Signature (3%, sockdrawered) // upgrade Cash Rewards Elite (2.2%, sockdrawered)
Welcome Offer / credits only:
Chase SAPPHIRE PREFFERED (grabbed my $1,000, sockdrawered, will cancel) // NFCU FLAGSHIP REWARDS (elevated Welcome Offer, annual prime credit, sockdrawered)
Hotel card:
Chase IHG ONE REWARDS PREMIER (elevated Welcome Offer, 1 free night/yr)
On my radar:
Langely FCU Signature Cash Back (5% CB monthly selectable cat) // Safe CU Cash Back+ (Quarterly rotating 5% CB cats plus bonus cats) // upgrade MyFive Cash Rewards (5% CB monthly selectable cat) // US Bank Kroger (and family) World Elite Master Card(s) (5% CB Mobile Wallet)
