With DISCOVER it's definitey a YMMV....we were DC'd in August/2015 and I had a DISCOVER IT card then and did NOT include them in BK. In January, I was messing around online and went to their pre-approval page and to my surprise got a preapproval offer. I know it's not very reliable, but I figured we had a previous relationship with them and maybe they wanted us back. My previous CL was only $1K (never could get a CLI but didn't use the card much anyway). So anyway, I hit apply and got approved for $800. I've had 2 CLI's since then and it's currently up to $1800. We use it mainly for the 5% categories. I think at the time my FICO was 650 or so. Coming up on 6 months now so about time to hit the luv button again (have been couple of times a week ). I'm hoping to get a pretty good increase as we always PIF and make several payments a month.
Again YMMV and who knows how their UW works.....hope this helps
Congrats OP!
Looks like they LOVE you!. I really would like to push Discover from my memory and just move forward wirh lenders who are willing to work with me but its really hard when most posts here on the forum are about Discover or Amex, 2 cards i cant get
Should just garden hard and stay away for 2 years from this site but it just too hard. Anyway yours is a reason why one should at least try if one desires a Discover and has or had a bk, you just never know what they want in their clientele. Enjoy your limit and hope it grows well for ya
Looks like they LOVE you!. I really would like to push Discover from my memory and just move forward wirh lenders who are willing to work with me but its really hard when most posts here on the forum are about Discover or Amex, 2 cards i cant get
Should just garden hard and stay away for 2 years from this site but it just too hard. Anyway yours is a reason why one should at least try if one desires a Discover and has or had a bk, you just never know what they want in their clientele. Enjoy your limit and hope it grows well for ya