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So I applied for the Citi Double Cash today and got the pending status. I calle the number with the application ID and the representative told me I reached my max credit allowance on the Forward so I could move 1500 to the Double Cash for a total limit of 2000 and 5000 on the Foward card. I mean I accepted it because since the nerfed the Foward there's really no point in doing that.
My question is, will moving credit lines around affect my credit score or anything? I am happy I got the Double Cash, but I am a little unconvinced that this was a smart move. Oh well, I took the HP so might as well.
Thanks!
No scoring effect
Edit to add
With the nerf of the forward I would have lowered that card to bear minimum and put more on DC....just a thought
Shouldn't be a score effect.
| Total CL: $321.7k | UTL: 2% | AAoA: 7.0yrs | Baddies: 0 | Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping |









