cancel
Showing results for 
Search instead for 
Did you mean: 

Approved for Apple Card and Turned It Down

CivalV
Established Contributor

Re: Rejoicing! Approved for Apple Card and Turned It Down

I just want to join in, to say I have not applied for any credit since December. Though I was prepproved for only $1000 and a 23%APR... no thanks. Ive denied Apple 🍎 🎊 actually feels good 😂


If I had this preapproval 7 months ago I would have jumped right on it without thinking properly
Sept 18: EQ: 578 TU: 583 EX: 576
Sept 19: EQ8: 640 TU8: 645 EX8:640 April 20': EQ8: ??? TU8: 680 EX8: 673
Goal by June 2022: First Time Home Buyer
AA:


Goal Completed: Auto Lease 2020 Mazda CX-5 No Income Verification


The Line Up
Marriott Bonvoy: $5000
Amazon Prime Now Sig: $2800
CITI Costco: $5500
CITI Double Cash: $6100
Navy Rewards: $2000
Amex Delta Plat: $1700
Amex Hilton Honors: $1000
Target Red Card: $2000
Victoria Secret Gold: $1200
HSN: $2500
Overstock: $2750
Kohls: $900
Capital One: $2750
Capital One #2: $500

Penfed Personal Loan: $20K
NFCU Secured Loan: $285


Total CL:$36,700
Total UTL: 25%
Current Scores: EQ: 698 TU: 706 EX: 696
Message 31 of 205
Hasselfree
Valued Contributor

Re: Another case of turning down Apple.

Don't you wish all CC apps were like this though!?!  Nice job walking away.




"Your ego is writing checks your body can't cash".
Message 32 of 205
CivalV
Established Contributor

Re: Another case of turning down Apple.

Thanks for the info! I checked it out preapproval for $1000 and 23%APR.. no thanks. I’ll continue my rebuild without inquiries and new accounts 🙏🏼💃🏼🧜🏽‍♀️🎊
Sept 18: EQ: 578 TU: 583 EX: 576
Sept 19: EQ8: 640 TU8: 645 EX8:640 April 20': EQ8: ??? TU8: 680 EX8: 673
Goal by June 2022: First Time Home Buyer
AA:


Goal Completed: Auto Lease 2020 Mazda CX-5 No Income Verification


The Line Up
Marriott Bonvoy: $5000
Amazon Prime Now Sig: $2800
CITI Costco: $5500
CITI Double Cash: $6100
Navy Rewards: $2000
Amex Delta Plat: $1700
Amex Hilton Honors: $1000
Target Red Card: $2000
Victoria Secret Gold: $1200
HSN: $2500
Overstock: $2750
Kohls: $900
Capital One: $2750
Capital One #2: $500

Penfed Personal Loan: $20K
NFCU Secured Loan: $285


Total CL:$36,700
Total UTL: 25%
Current Scores: EQ: 698 TU: 706 EX: 696
Message 33 of 205
Andypanda
Established Contributor

Re: Another case of turning down Apple.


@Hasselfree wrote:

Don't you wish all CC apps were like this though!?!  Nice job walking away.


We can dream. If we are lucky Apple will start a trend. I was just curious on what they would offer.

Message 34 of 205
AverageJoesCredit
Mega Contributor

Re: Rejoicing! Approved for Apple Card and Turned It Down

I feel so bad for @JR_TX Smiley Sad He's that kid at the candy store waiting his chance to buy a Wonka Bar only to find out all the rich kids baught the last of themSmiley Wink
Message 35 of 205
M_Smart007
Epic Contributor

Re: Rejoicing! Approved for Apple Card and Turned It Down


@AverageJoesCredit wrote:
I feel so bad for @JR_TX Smiley Sad He's that kid at the candy store waiting his chance to buy a Wonka Bar only to find out all the rich kids baught the last of themSmiley Wink

Message 36 of 205
CreditInspired
Super Contributor

Re: Rejoicing! Approved for Apple Card and Turned It Down

Thanks M_Smart007. The post is kind of jumbled so I can’t tell if it’s you or VoltronM toasting me—thanks just the same. Yep, held tight to my gold spade. 😁


DEC 2019: EX 816, TU 820, EQ 810
DEC 2018: EX 777, TU 783, EQ 799

|| AmX Cash Magnet $40.5K || NFCU CashRewards $30K || Discover IT $24.7K || Macy's $20K || NFCU CLOC $15K || CitiCostco $12.7K || NFCU Platinum $12.5K || Apple Card $6.5K ||
Message 37 of 205
CreditInspired
Super Contributor

Re: Rejoicing! Approved for Apple Card and Turned It Down


@CivalV wrote:
I just want to join in, to say I have not applied for any credit since December. Though I was prepproved for only $1000 and a 23%APR... no thanks. Ive denied Apple 🍎 🎊 actually feels good 😂


If I had this preapproval 7 months ago I would have jumped right on it without thinking properly

Come on in and join the party! It does feel good doesnt it? What feels better is I have no regrets like I do when I’m declined a CLI—like why did I apply for that?😤

 

I got my last CC in December too. We made it to 8 months. Congratulations! 


DEC 2019: EX 816, TU 820, EQ 810
DEC 2018: EX 777, TU 783, EQ 799

|| AmX Cash Magnet $40.5K || NFCU CashRewards $30K || Discover IT $24.7K || Macy's $20K || NFCU CLOC $15K || CitiCostco $12.7K || NFCU Platinum $12.5K || Apple Card $6.5K ||
Message 38 of 205
CreditInspired
Super Contributor

Re: Rejoicing! Approved for Apple Card and Turned It Down


@AverageJoesCredit wrote:
I feel so bad for @JR_TX Smiley Sad He's that kid at the candy store waiting his chance to buy a Wonka Bar only to find out all the rich kids baught the last of themSmiley Wink

I do too.😢 He wanted that invite so bad too.  But the good thing is it wasnt a HP. Thats what makes you crazy.

 

And JR_TX, you can apply again since it’s only a SP to find out. 

 

 


DEC 2019: EX 816, TU 820, EQ 810
DEC 2018: EX 777, TU 783, EQ 799

|| AmX Cash Magnet $40.5K || NFCU CashRewards $30K || Discover IT $24.7K || Macy's $20K || NFCU CLOC $15K || CitiCostco $12.7K || NFCU Platinum $12.5K || Apple Card $6.5K ||
Message 39 of 205
JR_TX
Valued Contributor

Re: Rejoicing! Approved for Apple Card and Turned It Down


@AverageJoesCredit wrote:
I feel so bad for @JR_TX Smiley Sad He's that kid at the candy store waiting his chance to buy a Wonka Bar only to find out all the rich kids baught the last of themSmiley Wink

 

lol  @AverageJoesCredit 

That’s exactly how I feel! Or that scrawny teen age boy sitting down alone in the dance hall with no one else to dance with. Smiley Sad

Mission Accomplished on Dec 07 2020! Rebuild Complete!

New cc TLs : 1/6 ; 2/12 ; 3/24
HPs EX 3 EQ 3 TU 1
AAoA 5y6m
UTIL 1% - 3%

$236K+ Total Limits











Message 40 of 205
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.