Approved for Langley Membership

[AllZero]

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@blazerein wrote:

Did not get the card and not sure why.  Need to wait for the letter but my guess is my Utility or DTI ratio.  It's OK, I will wait September and try again.

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That's unfortunate. Hope you get better luck next time.

[EverForward]

Congratulations on your membership approval, 😃. Good luck on your CC app approval.

[Meanmchine]

Does Langley HP for membership ?

[Meanmchine]

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@Mv350 wrote:

Congrats on the membership, I just joined also. I was denied a CC right now because of recently acquired consumer debt. Which I think means too many new accounts. 

Good luck!!!

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I would have approved you Mv

[AllZero]

I'm under the impression they do HP for membership. There has been reports of SP.

[Anonymous]

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@Meanmchine wrote:

Does Langley HP for membership ?

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No they don't. I opened checking and savings in February with a SP. 

[blazerein]

My experience with Langley Membership is SP as I did not receive any notification emails after my application approval.  I waited like 30-40 minutes before I applied for their credit card and that's when I receive they HP notification with EQ

[SouthJamaica]

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@blazerein wrote:

I was looking for a Credit Union and saw Langley in here and applied.  One of the easiest application, deposit $10 and it's Approved.  Now I applied for their Credit Card and it's under review.  Oh well, I'm just glad I'm part of a credit union now.  Approve or Not, I'm back to the garden until September.

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Congratulations. Langley is a great credit union.

[sarge12]

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@SouthJamaica wrote:

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@blazerein wrote:

I was looking for a Credit Union and saw Langley in here and applied.  One of the easiest application, deposit $10 and it's Approved.  Now I applied for their Credit Card and it's under review.  Oh well, I'm just glad I'm part of a credit union now.  Approve or Not, I'm back to the garden until September.

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Congratulations. Langley is a great credit union.

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The best thing about Langley membership....it supplies a free monthly fico 08 score from Equifax. Most here know that the Equifax fico 08 score is hard to get for free, and Langley is the only source I have found for that score for free. You know it is rare when you can't even buy the fico 8 version of the Equifax score from Equifax. That is right, the score that Equifax sells to consumers is a proprietary score no lenders use which is even more useless than a Vantage 3.0 score. That blew my mind when I first found out that even Equifax does not sell it...that is just absurd.

[CreditobsessedinFL]

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@AllZero wrote:
I'm under the impression they do HP for membership. There has been reports of SP.

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Hi @AllZero, I applied to Langley for membership online (only, no CC) last week and was approved via  SP.