BBVA How sensitive?

[taxi818]

Ive been following the bbva bandwagon for some time. and i see the score ranges. which i know im within. Im just not too sure how sensitive they are to new accounts and inquiries.

ive had. maybe 5 the entire year. now that my chase has hit. and if i count my installment loan. I really don't want to waste hp. and can anyone who has the card say if it was ever a instant approval.? everything i read its like they have to call. I don't feel  like going thru all this after dealing with chase.

[Anonymous]

@Taxi818,

I got an instant approval and didn't have to call in...  That thought of not wasting a HP is nice thought but if you really want the card then you'd have to take a chance.  Your scores a good enough for an approval so if it is a must have for you then I'd give it a go...

[Anonymous]

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@taxi818 wrote:

Ive been following the bbva bandwagon for some time. and i see the score ranges. which i know im within. Im just not too sure how sensitive they are to new accounts and inquiries.

ive had. maybe 5 the entire year. now that my chase has hit. and if i count my installment loan. I really don't want to waste hp. and can anyone who has the card say if it was ever a instant approval.? everything i read its like they have to call. I don't feel  like going thru all this after dealing with chase.

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Taxi, several co-workers were approved for this card ( including myself) with several INQs. I do not think they are INQ sensitive. You never know the nice limit they might give you... They matched my Cap One ... If you do not get instant approval, it does not mean it is a denial. They need time to review the application.

[taxi818]

I'm getting bombarded with advertisements. And it says until June 30th. For no AF Hmm. I have 11hps on tu. 5 almost a year old. 6 under a year.

[Anonymous]

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@taxi818 wrote:
I'm getting bombarded with advertisements. And it says until June 30th. For no AF Hmm. I have 11hps on tu. 5 almost a year old. 6 under a year.

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They also pulled EX for some people... So take a chance?  Entirely up to you mate..

[Anonymous]

They pulled experian for me, 723 at the time with 11 inquries, a handfull of new accounts. they approved me instantly for 20,000. Glad i applied.

[taxi818]

Wow. My ex is actually 698. Not as in siggy. Hmm.

[Anonymous]

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@taxi818 wrote:
Wow. My ex is actually 698. Not as in siggy. Hmm.

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Ok..Ok.. Put us out of our misery and tell us the results

[taxi818]

Hehehe. So much on the fence. Wow.

[Anonymous]

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@taxi818 wrote:
Hehehe. So much on the fence. Wow.

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I know that.. I coming over to push you over the fence LOL  Keep us posted though on results should you pull the trigger..