cancel
Showing results for 
Search instead for 
Did you mean: 

BBVA How sensitive?

tag
taxi818
Super Contributor

Re: BBVA How sensitive?

Ok. Will do.
Message 11 of 35
baller4life
Super Contributor

Re: BBVA How sensitive?

Screenshot_2015-06-01-18-38-08_1.jpg

Message 12 of 35
CreditCuriosity
Moderator Emeritus

Re: BBVA How sensitive?

tap tap tap...  You know we live off others successesSmiley Happy

 

Although if that gets approved, I would move onto the Double Cash, just saying my thought pattern then I would move onto one additional one, probably another chase card since your file is clean now...

Message 13 of 35
taxi818
Super Contributor

Re: BBVA How sensitive?

Although everything is sparkling cleAn. I'm thinking about AA. I counted. I have 4 inquiries on eq I. Last 6 months. 6 on tu and maybe 2 on experian. They all tell me during credit limit increases. That they increases me. But due to short history. And number of accounts in last 12 months. They did not give me eveything I asked for. Which makes me nervous
Message 14 of 35
Credit-hoarder
Valued Contributor

Re: BBVA How sensitive?

@Taxi: Smart man--that's my concern right now too--AA...that's why I'm holding off for a few months. Not so much the INQ'S b/c they're relatively low but I've added 4 new accts. in May alone.

BUSINESS
Rewards Pts.-Miles: UR-MR-TYP-Venture
Message 15 of 35
Anonymous
Not applicable

Re: BBVA How sensitive?


@taxi818 wrote:
Although everything is sparkling cleAn. I'm thinking about AA. I counted. I have 4 inquiries on eq I. Last 6 months. 6 on tu and maybe 2 on experian. They all tell me during credit limit increases. That they increases me. But due to short history. And number of accounts in last 12 months. They did not give me eveything I asked for. Which makes me nervous

If you are this worried, then I'd hold off applying.  The credit game is not for the faint of hearts....

Message 16 of 35
CreditCuriosity
Moderator Emeritus

Re: BBVA How sensitive?

I concur if you are worried I would hold off as well.  You know your credit profile better than any of us.  AA can happen for whatever reason, but certain things cause it more than others aka balances on multipe cards or high utilization more so than new accounts, but new accounts alot can certain trigger it as well

 

@credithoarder.. Ya 4 in one month, that is plenty I would lay low for a few months if I were youSmiley Happy

 

My next card is either Fid Amex or another Chase card, if it is the latter I need to probably lay off myself for awhile especially with the apparent changes Chase are going through atm.  Waiting for my Cap1 CO to show paid as well

Message 17 of 35
taxi818
Super Contributor

Re: BBVA How sensitive?

Just saw thread in you new Amex. Posted message there.
Message 18 of 35
Anonymous
Not applicable

Re: BBVA How sensitive?


@taxi818 wrote:
Although everything is sparkling cleAn. I'm thinking about AA. I counted. I have 4 inquiries on eq I. Last 6 months. 6 on tu and maybe 2 on experian. They all tell me during credit limit increases. That they increases me. But due to short history. And number of accounts in last 12 months. They did not give me eveything I asked for. Which makes me nervous

I think they look more how you pay your bills and if you have a huge balance. If you UTI is low and your score is 698 on EX, you could hit a home run Smiley Wink

Message 19 of 35
taxi818
Super Contributor

Re: BBVA How sensitive?

Util. 11% Payment 100% total clean report. Zero negatives. But lots of accounts last 2 yeArs.
Message 20 of 35
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.