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tap tap tap... You know we live off others successes
Although if that gets approved, I would move onto the Double Cash, just saying my thought pattern then I would move onto one additional one, probably another chase card since your file is clean now...
@Taxi: Smart man--that's my concern right now too--AA...that's why I'm holding off for a few months. Not so much the INQ'S b/c they're relatively low but I've added 4 new accts. in May alone.
@taxi818 wrote:
Although everything is sparkling cleAn. I'm thinking about AA. I counted. I have 4 inquiries on eq I. Last 6 months. 6 on tu and maybe 2 on experian. They all tell me during credit limit increases. That they increases me. But due to short history. And number of accounts in last 12 months. They did not give me eveything I asked for. Which makes me nervous
If you are this worried, then I'd hold off applying. The credit game is not for the faint of hearts....
I concur if you are worried I would hold off as well. You know your credit profile better than any of us. AA can happen for whatever reason, but certain things cause it more than others aka balances on multipe cards or high utilization more so than new accounts, but new accounts alot can certain trigger it as well
@credithoarder.. Ya 4 in one month, that is plenty I would lay low for a few months if I were you
My next card is either Fid Amex or another Chase card, if it is the latter I need to probably lay off myself for awhile especially with the apparent changes Chase are going through atm. Waiting for my Cap1 CO to show paid as well
@taxi818 wrote:
Although everything is sparkling cleAn. I'm thinking about AA. I counted. I have 4 inquiries on eq I. Last 6 months. 6 on tu and maybe 2 on experian. They all tell me during credit limit increases. That they increases me. But due to short history. And number of accounts in last 12 months. They did not give me eveything I asked for. Which makes me nervous
I think they look more how you pay your bills and if you have a huge balance. If you UTI is low and your score is 698 on EX, you could hit a home run